Osceola County property record for 4765 Riverwalk Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,578 sqft · built 2019 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $332,800 (May 2019) |
| Tax Bill | $6,982 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 062631087800012530 |
| Primary APN | 062631087800012530 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,578 sqft Heated Area |
| Gross Area | 3,410 sqft Gross Area |
| 1st Floor Area | 2,578 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft Garage |
| Fence | Fence |
|---|---|
| Patio Area | 880 sqft Patio |
| Porch | Open Porch |
| Porch Area | 412 sqft Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4765 RIVERWALK DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7577 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRESERVE AT TURTLE CREEK PH 5 PB 25 PG 106 LOT 253 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | PRESERVE AT TURTLE CREEK PHS 3 4 & 5 |
| Legal Phase | 5 |
| Legal Tract | 878 |
| Legal Lot Number | 253 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 43600 |
Source: Osceola County records · APN 062631087800012530
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4765 RIVERWALK DR, SAINT CLOUD, FL 34771-7577 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU |
| May 10, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC |
| Jan 30, 2018 | Loan Modification, Mortgage · Line of Credit WILMINGTON TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2019 · Amount on Record |
| Deed Sale | May 10, 2019 · Amount on Record |
| Deed Document Number | 2019060597 |
| Deed Book / Page | 5522 / 1449 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4765 RIVERWALK DR, SAINT CLOUD, FL 34771-7577 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 4765 RIVERWALK DR, SAINT CLOUD, FL 34771-7577 |
| Document Number | 0060582900 |
|---|---|
| Date | Oct 05, 2021 |
| Book Page | 6058/2900 |
| Instrument | 2021154680 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 10, 2019 |
| Property Address | 4765 RIVERWALK DR, SAINT CLOUD, FL 34771-7577 |
| Document Number | 0055221449 |
| Book / Page | 5522 / 1449 |
| Map Reference | MB 25 PG 106 |
| Instrument Date | May 09, 2019 |
| Instrument | 2019060597 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | EASTERN NATL TTL AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,329.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2301 LUCIEN WAY STE 260, 2301, MAITLAND, FL 32751-7008 |
| Name | Verified Name |
|---|---|
| Address | 4765 RIVERWALK DR, SAINT CLOUD, FL 34771-7577 |
| Document Number | 2019060598 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 2019060598 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2034 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 30, 2018 |
| Property Address | 4765 RIVERWALK DR, SAINT CLOUD, FL 34771-7577 |
| Document Number | 0052771344 |
| Book / Page | 005277 / 001344 |
| Instrument Date | Jan 17, 2018 |
| Instrument | 15966 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139 |
| Document Number | 52771344 |
|---|---|
| Date | Jan 30, 2018 |
| Book Page | 005277/001344 |
| Instrument | 15966 |
| Name | WILMINGTON TR |
|---|---|
| Address | 1100 N MARKET ST RODNEY SQ N, WILMINGTON, DE 19890 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 29, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,982.00 (+7.86%) Homeowner's exemption | $432,972 (+7.81%) | $435,700 (-0.14%) Land $78,800 Building $356,900 |
| 2023 | $6,473.00 (+3.29%) Homeowner's exemption | $401,597 (+3%) | $436,300 (+11.9%) Land $68,200 Building $368,100 |
| 2022 | $6,267.00 Homeowner's exemption | $389,900 Land $63,000 Building $326,900 | $389,900 Land $63,000 Building $326,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Moderate above 53% of the US · above 24% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 840 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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