Osceola County property record for 4762 Riverwalk Dr, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,815 sqft · built 2018 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Mar 2025) |
| Tax Bill | $6,091 (2025) |
| Deeds & Mortgages | Mar 2025 Sale Apr 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 062631087700011090 |
| Primary APN | 062631087700011090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,815 sqft Heated Area |
| Gross Area | 2,464 sqft |
| 1st Floor Area | 1,815 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 229 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4762 RIVERWALK DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRESERVE AT TURTLE CREEK PH 3 & 4 PB 25 PGS 38-40 LOT 109 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | PRESERVE AT TURTLE CREEK PHS 3 4 & 5 |
| Legal Phase | 3 |
| Legal Tract | 877 |
| Legal Lot Number | 109 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 43600 |
Source: Osceola County records · APN 062631087700011090
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4762 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2025 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Apr 07, 2022 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Nov 18, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 27, 2018 | Corporation Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS INC |
| Nov 28, 2017 | Quit Claim Deed, Mortgage · Line of Credit HOUSING CAP |
| Oct 10, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 20, 2025 · Amount on Record |
| Deed Sale | Mar 20, 2025 · Amount on Record |
| Prior Sale | Apr 07, 2022 · Amount on Record |
| Deed Document Number | 2025035307 |
| Deed Book / Page | 6757 / 2016 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 20, 2025 |
| Property Address | 4762 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Document Number | 0067572016 |
| Book / Page | 6757 / 2016 |
| Map Reference | MB 25 PG 38 |
| Instrument Date | Mar 03, 2025 |
| Instrument | 2025035307 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 553 72ND ST, BROOKLYN, NY 11209-1606 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4762 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 07, 2022 |
| Property Address | 4762 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Document Number | 0061890387 |
| Book / Page | 6189 / 387 |
| Map Reference | MB 25 PG 38-40 |
| Instrument Date | Apr 06, 2022 |
| Instrument | 2022055185 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | FIRST TITLE AND TRUST INC, FIRST FLORIDA TITLE & TR INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6406 AUREAU AVE, HUDSON, FL 34667-1304 |
| Name | Verified Name |
|---|---|
| Address | 553 72ND ST, BROOKLYN, NY 11209-1606 |
| Investor | Possibly a Property Investor |
| Document Number | 0006189388 |
|---|---|
| Date | Apr 07, 2022 |
| Instrument | 6189/388 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4762 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST FLORIDA TITLE & TRUST |
| Name | Verified Name |
|---|---|
| Address | RIVERWALK DRIVE, SAINT CLOUD, FL 34771 |
| Document Number | 0058351303 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 5835/1303 |
| Instrument | 2020158016 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 27, 2018 |
| Property Address | 4762 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Document Number | 0053072013 |
| Book / Page | 5307 / 2013 |
| Map Reference | MB25 PG38-40 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 2018049016 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | DF TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,918.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 4762 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Document Number | 2018049017 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 2018049017 |
| Name | JET HOMELOANS INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 28, 2017 |
| Property Address | 4762 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Document Number | 0052441942 |
| Book / Page | 005244 / 001942 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 168329 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2018 |
| Title Company | DREAM FINDERS TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290 |
| Investor | Possibly a Property Investor |
| Document Number | 52442355 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 005244/002355 |
| Instrument | 168448 |
| Name | HOUSING CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | 13737 NOEL RD # 800, DALLAS, TX 75240-1331 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 10, 2017 |
| Property Address | 4762 RIVERWALK DR, SAINT CLOUD, FL 34771-7575 |
| Document Number | 0052211415 |
| Book / Page | 005221 / 001415 |
| Instrument Date | Oct 06, 2017 |
| Instrument | 144859 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,706.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,091.00 (-1.22%) | $340,100 (-0.61%) Land $75,000 Building $265,100 | $340,100 (-0.61%) Land $75,000 Building $265,100 |
| 2023 | $6,166.00 (+154,05%) | $342,200 (+42.33%) Land $65,000 Building $277,200 | $342,200 (+11.94%) Land $65,000 Building $277,200 |
| 2022 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $240,424 | $305,700 Land $60,000 Building $245,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 489 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon, Xfinity.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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