4763 Riverwalk Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4763 Riverwalk Dr, Saint Cloud, FL 34771 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,061 sqft · built 2019
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jul 2026)
Tax Bill	$4,391 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2023 Transfer + 4 more
Flood Zone	Zone AE (high risk)
APN	`06-26-31-0878-0001-2520`

Property Details

APN / Parcel Number

Primary APN	`06-26-31-0878-0001-2520`
Alternative APN	`263106087800012520`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,061 sqft Living Area
Gross Area	2,678 sqft
1st Floor Area	2,061 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4763 RIVERWALK DR
City	SAINT CLOUD
State	FL
Zip	34771-7577
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT TURTLE CREEK PH 5 PB 25 PG 106 LOT 252
Legal Range	31E
Legal Township	26S
Legal Section	06
Legal Subdivision	PRESERVE AT TURTLE CREEK PH 5
Legal Phase	5
Legal Block	2520
Legal Lot Number	252
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2008
Census Tract	43600

Owner

Source: Osceola County records · APN 06-26-31-0878-0001-2520

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4763 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jul 01, 2026	Warranty Deed, Transfer · Conventional Mortgage PROFESSIONAL TITLE, ALL FLORIDA PROFESSIONAL TITLE
Jun 08, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 29, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 22, 2019	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
Feb 08, 2019	Deed of Trust, Mortgage · FHA Mortgage K HOVNANIAN AMERICAN MTG
Jan 30, 2018	Loan Modification, Mortgage · Line of Credit WILMINGTON TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2026 · Amount on Record
Deed Sale	Jul 01, 2026 · Amount on Record
Prior Sale	Feb 22, 2019 · Amount on Record
Deed Document Number	202686162
Deed Book / Page	6996 / 2667
Prior Transfer Date	Feb 01, 2023
Prior Transfer Doc	0064212572
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 01, 2026
Property Address	4763 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number	0000086162
Book / Page	6996 / 2667
Instrument Date	May 04, 2026
Instrument	202686162
Transaction Type	Transfer
Record Updated	Jul 09, 2026
Title Company	PROFESSIONAL TITLE, ALL FLORIDA PROFESSIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$282,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4763 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Investor	Possibly a Property Investor

Mortgage

Document Number	0000086163,
Date	Jul 01, 2026
Instrument	202686163

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 08, 2023
Property Address	4763 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number	0064212572
Book / Page	6421 / 2572
Map Reference	MB 25 PG 38
Instrument Date	Apr 26, 2023
Instrument	2023074315
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4769 RIVERWALK DR, SAINT CLOUD, FL 34771-7577

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4763 RIVERWALK DR, SAINT CLOUD, FL 34771-7577

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4763 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056651252
Date	Jan 29, 2020
Book Page	5665/1252
Instrument	2020014029

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

February 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 22, 2019
Property Address	4763 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number	0054811010
Book / Page	5481 / 1010
Map Reference	MB 25 PG 38
Instrument Date	Feb 08, 2019
Instrument	2019023149
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 08, 2022
Title Company	EASTERN NATL TITLE AGENCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,158.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2301 LUCIEN WAY STE 260, 2301, MAITLAND, FL 32751-7008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4763 RIVERWALK DR, SAINT CLOUD, FL 34771-7577

Mortgage

Document Number	2019023150
Date	Feb 22, 2019
Instrument	2019023150

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4763 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number	0054902681
Instrument Date	Feb 08, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1804 KARAT CT KISSIMMEE FL 347433632, KISSIMMEE, FL 34743-3632

Mortgage

Document Number	0054902681
Date	Mar 13, 2019
Book Page	005490/002681
Instrument	32116

Lender

Name	K HOVNANIAN AMERICAN MTG
Type	Mortgage Company
Address	BOYNTON BEACH, FL 33426

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2049

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Recording Date	Jan 30, 2018
Property Address	4763 RIVERWALK DR, SAINT CLOUD, FL 34771-7577
Document Number	0052771344
Book / Page	005277 / 001344
Instrument Date	Jan 17, 2018
Instrument	15966
Transaction Type	Mortgage
Record Updated	Feb 22, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

Mortgage

Document Number	52771344
Date	Jan 30, 2018
Book Page	005277/001344
Instrument	15966

Lender

Name	WILMINGTON TR
Address	1100 N MARKET ST RODNEY SQ N, WILMINGTON, DE 19890

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 29, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,391.00 (+3.46%) Homeowner's exemption	$288,230 (+5.99%)	$361,500 (-0.74%) Land $78,800 Building $282,700
2024	$4,244.00 (+2.56%)
2023	$4,138.00 (+3.48%) Homeowner's exemption	$271,949 (+3%)	$364,200 (+11.92%) Land $68,200 Building $296,000
2022	$3,999.00 Homeowner's exemption	$264,029	$325,400 Land $63,000 Building $262,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 148 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022, river or lake flooding, Hurricane Ian
Claims By Storm	Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 24% of Florida
Wildfire Likelihood	About 1 in 840 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 489 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Xfinity, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Riverwalk Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures