4760 Spafford Rd, Rhinelander, WI 54501 Property Records

Oneida County property record for 4760 Spafford Rd, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	14.6 acres (636,847 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Dec 2023)
Tax Bill	$3,580 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ST 237 1`

Property Details

APN / Parcel Number

Primary APN	`ST 237 1`

Exterior

Lot Area	636,847 sqft (14.6 acres)

Location & Zoning

Street Address	4760 SPAFFORD RD
City	RHINELANDER
State	WI
Zip	54501-8587
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 849009/833396 PT SW NW 11.7CA/-SA
Legal Range	10E
Legal Township	37N
Legal Section	16
Jurisdiction	ONEIDA WI
Township / Civil Division	STELLA
Census Block Group	2
Census Block	2027
Census Tract	970104

Owner

Source: Oneida County records, as of March 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4760 SPAFFORD RD, RHINELANDER, WI 54501-8587
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Warranty Deed, Transfer · Conventional Mortgage PEOPLES STATE BANK
May 6, 2022	Warranty Deed, Transfer KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVCS LLC
Apr 22, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK
Jun 19, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2023 · Amount on Record
Deed Sale	Dec 20, 2023 · Amount on Record
Prior Sale	May 6, 2022 · Amount on Record
Deed Document Number	2023849009
Transfer Doc	0000714449
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Dec 20, 2023
Property Address	4760 SPAFFORD RD, RHINELANDER, WI 54501-8587
Document Number	0000849009
Instrument Date	Dec 19, 2023
Instrument	849009
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TTL CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4760 SPAFFORD RD, RHINELANDER, WI 54501-8587

Mortgage

Document Number	0000849010
Date	Dec 20, 2023
Instrument	849010

Lender

Name	PEOPLES STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	May 6, 2022
Property Address	4760 SPAFFORD RD, RHINELANDER, WI 54501-8587
Document Number	0000833396
Instrument Date	May 6, 2022
Instrument	833396
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$1,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4760 SPAFFORD RD, RHINELANDER, WI 54501-8587

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	4760 SPAFFORD RD, RHINELANDER, WI 54501-8587
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	ONEIDA TITLE AND ABSTRACT INC, ONEIDA TITLE & ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	792560
Date	Apr 22, 2019
Instrument	792560

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	WAUSAU, WI 54402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ONEIDA WI
Recording Date	Jun 19, 2019
Property Address	4760 SPAFFORD RD, RHINELANDER, WI 54501-8587
Document Number	0000794346
Instrument Date	Jun 18, 2019
Instrument	794346
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Amount	Amount Recorded
Tax	$585.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Tax Assessment & Valuation

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Stella Town
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,580.00 (+89.82%)	$203,700 (+63.61%) Land $41,600 Building $162,100	$345,641 Land $72,997 Building $272,644
2023	$1,886.00 (+9.46%) Homeowner's exemption	$124,500 (-) Land $24,900 Building $99,600
2022	$1,723.00 Homeowner's exemption	$124,500 Land $24,900 Building $99,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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