4713 Spafford Rd, Rhinelander, WI 54501 Property Records

Oneida County property record for 4713 Spafford Rd, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$277,000 (May 2021)
Tax Bill	$3,971 (2025)
Deeds & Mortgages	May 2017 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ST 259`

Property Details

APN / Parcel Number

Primary APN	`ST 259`

Exterior

Lot Area	435,600 sqft (10 acres)

Location & Zoning

Street Address	4713 SPAFFORD RD
City	RHINELANDER
State	WI
Zip	54501-8594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 821155/678797 PT NE SE9.98CA
Legal Range	10E
Legal Township	37N
Legal Section	17
Legal Subdivision	NE4SE4S17T37NR10E
Jurisdiction	ONEIDA WI
Township / Civil Division	STELLA
Census Block Group	2
Census Block	2037
Census Tract	970104

Owner

4713 Spafford Rd is owned and occupied by two individuals who bought it in May 2021.

Source: Oneida County records, as of March 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4713 SPAFFORD RD, RHINELANDER, WI 54501-8594
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2017	Deed of Trust, Mortgage COVANTAGE CU
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on File
Deed Sale	May 28, 2021 · Amount on File
Deed Document Number	2021821155
Prior Transfer Date	May 24, 2021
Prior Transfer Doc	0000821155
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	4707 SPAFFORD RD, RHINELANDER, WI 54501-8594
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000771325
Date	May 3, 2017
Instrument	771325

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Amount	Amount on Record
Term	83 Months
Due	Apr 21, 2024

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	May 28, 2021
Property Address	4707 SPAFFORD RD, RHINELANDER, WI 54501-8594
Document Number	0000821155
Instrument Date	May 24, 2021
Instrument	821155
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	SHORELINE TITLE LLC, SHORELINE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$831.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000821157
Date	May 28, 2021
Instrument	821157

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4713 Spafford Rd was $3,971 with a homeowner's exemption.

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Stella Town
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,971.00	$225,900 Land $18,400 Building $207,500	$382,476 Land $33,471 Building $349,005
2023	$3,422.00 Homeowner's exemption	$225,900 Land $18,400 Building $207,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4713 Spafford Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4713 Spafford Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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