Oneida County property record for 4875 Spafford Rd, Rhinelander, WI 54501 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 31 acres (1,350,360 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Feb 2024) |
| Tax Bill | $2,905 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Aug 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ST 247 |
| Primary APN | ST 247 |
|---|
| Lot Area | 1,350,360 sqft (31 acres) |
|---|
| Street Address | 4875 SPAFFORD RD |
|---|---|
| City | RHINELANDER |
| State | WI |
| Zip | 54501-8595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 849959/834390 NE NE |
| Legal Range | 10E |
| Legal Township | 37N |
| Legal Section | 17 |
| Jurisdiction | ONEIDA WI |
| Township / Civil Division | STELLA |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 970104 |
Source: Oneida County records · APN ST 247
Assessment roll updated March 24, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4875 SPAFFORD RD, RHINELANDER, WI 54501-8595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 07, 2022 | Deed of Trust, Mortgage INTERCITY STATE BANK |
| Aug 15, 2023 | Deed of Trust, Mortgage · Line of Credit INTERCITY STATE BANK |
| Feb 05, 2024 | Warranty Deed, Transfer · Conventional Mortgage COVANTAGE CU |
| Jun 08, 2022 | Sheriff's Deed, Foreclosure |
| Jul 13, 2020 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 05, 2024 · Amount on Record |
| Deed Sale | Feb 05, 2024 · Amount on Record |
| Prior Sale | Jun 08, 2022 · Amount on Record |
| Deed Document Number | 2024849959 |
| Prior Transfer Date | Jun 24, 2020 |
| Prior Transfer Doc | 0000807679 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | 4875 SPAFFORD RD, RHINELANDER, WI 54501-8595 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | W2264 ALDER RD, MERRILL, WI 54452-9551 |
| Document Number | 0000835250 |
|---|---|
| Date | Jul 07, 2022 |
| Instrument | 835250 |
| Name | INTERCITY STATE BANK |
|---|---|
| Type | Bank |
| Address | SCHOFIELD, WI 54476 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | 4875 SPAFFORD RD, RHINELANDER, WI 54501-8595 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | W2264 ALDER RD, MERRILL, WI 54452-9551 |
| Document Number | 0000845460 |
|---|---|
| Date | Aug 15, 2023 |
| Instrument | 845460 |
| Name | INTERCITY STATE BANK |
|---|---|
| Type | Bank |
| Address | SCHOFIELD, WI 54476 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA WI |
| Recording Date | Feb 05, 2024 |
| Property Address | 4875 SPAFFORD RD, RHINELANDER, WI 54501-8595 |
| Document Number | 0000849959 |
| Instrument Date | Jan 29, 2024 |
| Instrument | 849959 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | QUALITY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $990.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000849960 |
|---|---|
| Date | Feb 05, 2024 |
| Instrument | 849960 |
| Name | COVANTAGE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Feb 01, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year T-Bill |
| Max Rate | 13.2% |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | ONEIDA WI |
| Recording Date | Jun 08, 2022 |
| Property Address | 4875 SPAFFORD RD, RHINELANDER, WI 54501-8595 |
| Document Number | 0000834390 |
| Instrument Date | Apr 18, 2022 |
| Instrument | 834390 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $467.10 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 E 1ST ST, MERRILL, WI 54452-2308 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ONEIDA WI |
| Recording Date | Jul 13, 2020 |
| Property Address | 4875 SPAFFORD RD, RHINELANDER, WI 54501-8595 |
| Document Number | 0000807679 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 807679 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4875 SPAFFORD RD, RHINELANDER, WI 54501-8595 |
| Name | Verified Name |
|---|---|
| Address | 4875 SPAFFORD RD, RHINELANDER, WI 54501-8595 |
Source: Oneida County records · Assessment roll updated March 24, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Oneida County |
| County Subdivision | Stella Town |
| Unified School District | Rhinelander School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,905.00 (+16.01%) | $165,300 (-) Land $51,800 Building $113,500 | $281,558 Land $90,657 Building $190,901 |
| 2023 | $2,504.00 (+9.49%) | $165,300 (-) Land $51,800 Building $113,500 | |
| 2022 | $2,287.00 Homeowner's exemption | $165,300 Land $51,800 Building $113,500 |
Source: FEMA National Flood Hazard Layer, Oneida County (55085C), updated May 16, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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