476 W Cobblestone Loop, Hernando, FL 34442 Property Records

Citrus County property record for 476 W Cobblestone Loop, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2011
Square Footage	1,875 sqft Living Area
Lot Size	13,100 sqft (0.3 acres)
Occupancy	Owner Occupied
Last Sale	$240,000 (2020)
Tax Bill	$2,967.00 (2025)

Owner

Source: Citrus County records · APN 2418S18E00700570

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	476 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 07, 2020 · Amount on Record
Deed Sale	Aug 07, 2020 · Amount on Record
Prior Sale	Mar 08, 2010 · Amount on Record
Deed Doc Number	2020041015
Deed Book / Page	3081 / 1039
Record Refreshed	Jun 08, 2026

August 2020: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Aug 07, 2020
Property Address	476 W COBBLESTONE LOOP, HERNANDO, FL 34442
Document Number	0030811039
Book / Page	3081 / 1039
Map Reference	MB 18 PG 36
Instrument Date	Aug 06, 2020
Instrument	2020041015
Transaction Type	Construction Loan
Record Updated	Jul 28, 2022
Title Company	AMERICAN TTL SVCS OF CITRUS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5922 9TH AVE N, 5922, SAINT PETERSBURG, FL 33710-6232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 W COBBLESTONE LOOP, HERNANDO, FL 34442

Mortgage

Document Number	0030811041
Date	Aug 07, 2020
Instrument	3081/1041

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,967.00 (+4.77%) Homeowner's exemption Additional exemption filed	$273,068 (-3.91%) Land $31,460 Building $241,608	$273,068 (-3.91%) Land $31,460 Building $241,608
2024	$2,832.00 (+1.43%) Homeowner's exemption Additional exemption filed	$284,178 (+2.88%) Land $31,460 Building $252,718	$284,178 (+2.88%) Land $31,460 Building $252,718
2023	$2,792.00 (+6.93%) Homeowner's exemption Additional exemption filed	$276,230 (-2.19%) Land $29,070 Building $247,160	$276,230 (-2.19%) Land $29,070 Building $247,160
2022	$2,611.00 Homeowner's exemption Additional exemption filed	$282,428 Land $29,070 Building $253,358	$282,428 Land $29,070 Building $253,358

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`2418S18E00700570`
Alternative APNs	`18E-18S-24-0070-057.0` `3370406`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,875 sqft Living Area
1st Floor	1,875 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 2011
Architectural Style	Other Style
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Footing Foundation
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	13,100 sqft (0.3 acres)
Depth X Width	174 ft x 74 ft Depth x Width
Parking Spaces	6 Parking Spaces
Garage Area	542 sqft Garage
Pool Area	392 sqft Pool
Porch	Finished/Screened Porch
Porch Area	385 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3370406
Old Parcel Number	2418S18E00700570
Street Address	476 W COBBLESTONE LOOP
City	HERNANDO
State	FL
Zip	34442-6328
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HERITAGE PB 18 PG 36 - 39 LOT 57.
Legal Range	18E
Legal Township	18S
Legal Section	24
Legal Subdivision	HERITAGE PB 18 PG 36-39
Legal Lot Number	57
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1000
Census Tract	450703