488 W Cobblestone Loop, Hernando, FL 34442 Property Records

Citrus County property record for 488 W Cobblestone Loop, Hernando, FL 34442 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2023
Square Footage	2,477 sqft Living Area
Lot Size	18,211 sqft (0.418 acres)
Occupancy	Owner Occupied
Last Sale	$48,000 (2021)
Tax Bill	$4,022.00 (2024)

Owner

Source: Citrus County records · APN 2418S18E00700590

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	488 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BRANNEN BANK
Apr 13, 2021	Warranty Deed, Transfer · Seller Take-Back ARNOLD AXLER ETUX
Feb 25, 2021	Warranty Deed, Transfer EXPRESS TTL SVCS OF CITRUS I

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2021 · Amount on Record
Deed Sale	Apr 13, 2021 · Amount on Record
Prior Sale	Feb 25, 2021 · Amount on Record
Deed Doc Number	202123706
Deed Book / Page	3153 / 1484
Last Transfer Date	Jul 30, 2025
Transfer Doc	0035882125
Record Refreshed	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	488 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 WREN ST, THE VILLAGES, FL 32163-3021

Mortgage

Document Number	0031802455
Date	Jun 30, 2021
Book Page	3180/2455
Instrument	2021045042

Lender

Name	BRANNEN BANK
Type	Bank
Address	INVERNESS, FL 34450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	253 Months
Due	Jul 01, 2042

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 13, 2021
Property Address	488 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328
Document Number	0031531484
Book / Page	3153 / 1484
Map Reference	MB 18 PG 36
Instrument Date	Apr 05, 2021
Instrument	2021023706
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	353 W COBBLESTONE LOOP, 353, HERNANDO, FL 34442-6428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 WREN ST, THE VILLAGES, FL 32163-3021

Mortgage

Document Number	0031531486
Date	Apr 13, 2021
Instrument	3153/1486

Lender

Name	ARNOLD AXLER ETUX
Type	Seller

Agreement

Type	Seller Take-Back
Amount	Amount Recorded

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 25, 2021
Property Address	488 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328
Document Number	0031381330
Book / Page	3138 / 1330
Map Reference	MB 18 PG 36
Instrument Date	Feb 19, 2021
Instrument	2021012121
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	EXPRESS TTL SVCS OF CITRUS I

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 KINSEY AVE, 36, KENMORE, NY 14217-1904

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	353 W COBBLESTONE LOOP, HERNANDO, FL 34442-6428

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,191.00 (+4.2%)	$310,465 (-16.08%)	$356,770 (-3.57%) Land $45,890 Building $310,880
2024	$4,022.00 (+841.92%) Homeowner's exemption Additional exemption filed	$369,975 (+1,209.18%) Land $45,890 Building $324,085	$369,975 (+1,209.18%) Land $45,890 Building $324,085
2023	$427.00 (+3.89%)	$28,260 (-) Land $28,260	$28,260 (-) Land $28,260
2022	$411.00 Additional exemption filed	$28,260 Land $28,260	$28,260 Land $28,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`2418S18E00700590`
Alternative APNs	`18E-18S-24-0070-00000-0590` `18E-18S-24-0070-059.0` `3336579` `3527536`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,477 sqft Living Area
Gross Area	2,969 sqft Gross Area
1st Floor	2,477 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Combination Exterior
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	18,211 sqft (0.418 acres)
Depth X Width	175 ft x 70 ft Depth x Width
Parking Spaces	5 Parking Spaces
Garage Type	Attached Garage
Garage Area	492 sqft Garage
Pool Area	288 sqft Pool
Patio Area	100 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	3527536
Street Address	488 W COBBLESTONE LOOP
City	HERNANDO
State	FL
Zip	34442-6328
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HERITAGE PB 18 PG 36-39 LOT 59 ---AND--- PORTION OF LOT 58 IN HERITAGE PB 18 PG 36 BEING DESC AS: COMMENCE AT THE NW CORNER OF LOT 58 HERITAGE PB 18 PG 36; THN N 89DEG 5939 E ALONG THE NORTH LINE OF SAID LOT 58 36.03 FT TO THE POB; THN CONTINUE N 89D
Legal Range	18E
Legal Township	18S
Legal Section	24
Legal Subdivision	HERITAGE PB 18 PG 36-39
Legal Lot Number	59,58
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1000
Census Tract	450703

488 W Cobblestone Loop, Hernando, FL 34442 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on W Cobblestone Loop

Nearby Streets

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