132 Turtle Creek Rd, Sylva, NC 28779 Property Records

Jackson County property record for 132 Turtle Creek Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,896 sqft · built 1982
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,000 (Aug 2021)
Tax Bill	$1,111 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7529-92-7336`

Property Details

APN / Parcel Number

Primary APN	`7529-92-7336`
Alternative APN	`24326`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,896 sqft Heated Area
1st Floor Area	1,896 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Logs
Roof Type	Wood Truss
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)
Garage Type	Carport
Garage Area	552 sqft
Carport	Carport
Carport Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	420 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	132 TURTLE CREEK RD
City	SYLVA
State	NC
Zip	28779-7325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 36 TURTLE CREEK
Legal Subdivision	TURTLE CREEK
Legal Lot Number	36
Jurisdiction	JACKSON NC
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1043
Census Tract	950500

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	132 TURTLE CREEK RD, SYLVA, NC 28779-7325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Sep 22, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 3, 2021	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Deed Book / Page	2309 / 1247
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Recording Date	Sep 16, 2026
Property Address	132 TURTLE CREEK RD, SYLVA, NC 28779-7325
Document Number	2428000866
Book / Page	2428 / 866
Instrument Date	Aug 28, 2026
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 TURTLE CREEK RD, SYLVA, NC 28779-7325

Mortgage

Document Number	2428000866,
Date	Sep 16, 2026
Book Page	2428/866

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2051

Interest

Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	132 TURTLE CREEK RD, SYLVA, NC 28779-7325
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023631832
Date	Sep 22, 2023
Book Page	2363/1832

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Sep 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 3, 2021
Property Address	132 TURTLE CREEK RD, SYLVA, NC 28779-7325
Document Number	0023091247
Book / Page	2309 / 1247
Map Reference	MB 4 PG 53
Instrument Date	Aug 3, 2021
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 TURTLE CREEK RD, SYLVA, NC 28779-7325

Mortgage

Document Number	23091251
Date	Aug 3, 2021
Instrument	2309/1251

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$292,423 (+49.27%) Land $43,030 Building $249,393
2025	$1,111.00 (+49.33%)
2023	$744.00	$195,900 Land $51,780 Building $144,120

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	45 / 3

May also be available: Sky Fi, Spectrum, T-Mobile.

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