476 Turtle Creek Dr, Hoover (Birmingham), AL 35226 Property Records

Jefferson County property record for 476 Turtle Creek Dr, Hoover, AL 35226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 1976
Lot Size	0.356 acres (15,500 sqft)
Owner	Individual Name on Record
Last Sale	$439,900 (Apr 2022)
Tax Bill	$2,740 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-00-10-1-004-025.000`

Property Details

APN / Parcel Number

Primary APN	`39-00-10-1-004-025.000`
Alternative APNs	`39101004025000RR00` `58859`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,860 sqft Living Area
Gross Area	3,741 sqft
1st Floor Area	1,860 sqft
Basement Area	1,881 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,500 sqft (0.356 acres)
Lot Dimensions	155 ft deep x 100 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	58859
Street Address	476 TURTLE CREEK DR
City	HOOVER
State	AL
Zip	35226-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 6 BLK 3 TURTLE CREEK 2ND SECTOR
Legal Range	03W
Legal Township	19S
Legal Section	10
Legal Subdivision	TURTLE CREEK 2ND SEC
Legal Block	3
Legal Lot Number	6
Jurisdiction	JEFFERSON AL
Township / Civil Division	HOOVER
Census Block Group	1
Census Block	1035
Census Tract	14406

Owner

Source: Jefferson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	476 TURTLE CREEK DR, HOOVER, AL 35226-1637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit WINSOUTH CREDIT UNION
Apr 4, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Nov 23, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Apr 14, 2020	Warranty Deed, Transfer · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2022 · Amount on Record
Deed Sale	Apr 4, 2022 · Amount on Record
Prior Sale	Nov 23, 2020 · Amount on Record
Deed Document Number	202237937
Prior Transfer Date	Jan 3, 2013
Prior Transfer Doc	201310/6812
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Recording Date	Jul 1, 2026
Property Address	476 TURTLE CREEK DR, HOOVER, AL 35226-1637
Document Number	0000060051
Instrument Date	Jun 22, 2026
Instrument	202660051
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 TURTLE CREEK DR, HOOVER, AL 35226-1637

Mortgage

Document Number	0000060051,
Date	Jul 1, 2026
Instrument	202660051

Lender

Name	WINSOUTH CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 15, 2046

Interest

Rate	6.51%
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Apr 4, 2022
Property Address	476 TURTLE CREEK DR, HOOVER, AL 35226-1637
Document Number	0000037937
Instrument Date	Apr 1, 2022
Instrument	2022037937
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 TURTLE CREEK DR, HOOVER, AL 35226-1637

Mortgage

Document Number	0000037938
Date	Apr 4, 2022
Instrument	2022037938

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Nov 23, 2020
Property Address	476 TURTLE CREEK DR, HOOVER, AL 35226-1637
Document Number	0000134013
Instrument Date	Nov 19, 2020
Instrument	2020134013
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 TURTLE CREEK DR, HOOVER, AL 35226-1637

Mortgage

Document Number	0000134014
Date	Nov 23, 2020
Instrument	2020134014

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Apr 14, 2020
Property Address	476 TURTLE CREEK DR, HOOVER, AL 35226-1637
Document Number	0000035966
Instrument Date	Apr 9, 2020
Instrument	35966
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2353 FARLEY PL HOOVER AL 352261415, HOOVER, AL 35226-1415

Mortgage

Document Number	35967
Date	Apr 14, 2020
Instrument	35967

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 13, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Hoover City
Unified School District	Hoover City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,740.00 (-0.04%) Homeowner's exemption	$38,480 (+17.68%)	$384,800 (+27.04%) Land $146,500 Building $238,300
2024	$2,741.00 (-40.05%)
2023		$32,700 Land $15,816 Building $16,884	$302,900 Land $146,500 Building $156,400
2022	$4,572.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	35 (1979–2022)
Claims Outside the SFHA	3 of 35
Most Recent Claim	Jun 2022 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Oct 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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