468 Turtle Creek Dr, Hoover (Birmingham), AL 35226 Property Records

Jefferson County property record for 468 Turtle Creek Dr, Hoover, AL 35226

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,867 sqft · built 1977
Lot Size	0.781 acres (34,020 sqft)
Owner	2 Individual Names on File
Last Sale	$412,500 (Aug 2026)
Tax Bill	$3,148 (2025)
Deeds & Mortgages	Aug 2026 Sale Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-00-10-1-004-023.000`

Property Details

APN / Parcel Number

Primary APN	`39-00-10-1-004-023.000`
Alternative APNs	`39101004023000RR00` `58857`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,867 sqft Living Area
Gross Area	3,734 sqft
1st Floor Area	1,867 sqft
Basement Area	1,867 sqft
Flooring	Tile
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2022
Exterior Material	Wood
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	34,020 sqft (0.781 acres)
Terrain	Rolling
Porch	Slab
Porch Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	58857
Street Address	468 TURTLE CREEK DR
City	HOOVER
State	AL
Zip	35226-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 8 BLK 3 TURTLE CREEK 2ND SECTOR
Legal Range	03W
Legal Township	19S
Legal Section	10
Legal Subdivision	TURTLE CREEK 2ND SEC
Legal Block	3
Legal Lot Number	8
Jurisdiction	JEFFERSON AL
Township / Civil Division	HOOVER
Census Block Group	1
Census Block	1035
Census Tract	14406

Owner

468 Turtle Creek Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Jefferson County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	468 TURTLE CREEK DR, HOOVER, AL 35226-1637
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Warranty Deed, Transfer
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Jun 30, 2021	Warranty Deed, Transfer · Commercial Mortgage SOUTHPOINT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2026 · Amount on File
Deed Sale	Aug 26, 2026 · Amount on File
Prior Sale	Dec 17, 2021 · Amount on File
Deed Document Number	202678937
Prior Transfer Date	Sep 28, 2001
Prior Transfer Doc	2001001186
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Aug 26, 2026
Property Address	468 TURTLE CREEK DR, HOOVER, AL 35226-1637
Document Number	0000078937
Instrument Date	Aug 22, 2026
Instrument	202678937
Transaction Type	Transfer
Record Updated	Sep 21, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 TURTLE CREEK DR, HOOVER, AL 35226-1637

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	468 TURTLE CREEK DR, HOOVER, AL 35226-1637
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 TURTLE CREEK DR, HOOVER, AL 35226-1637

Mortgage

Document Number	0000121713
Date	Oct 26, 2020
Instrument	2020121713

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2040

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Dec 17, 2021
Property Address	468 TURTLE CREEK DR, HOOVER, AL 35226-1637
Document Number	0000143028
Instrument Date	Dec 16, 2021
Instrument	2021143028
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 TURTLE CREEK DR, HOOVER, AL 35226-1637

Mortgage

Document Number	0000143029
Date	Dec 17, 2021
Instrument	2021143029

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jan 1, 2020

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Jun 30, 2021
Property Address	468 TURTLE CREEK DR, HOOVER, AL 35226-1637
Document Number	0000075164
Instrument Date	Jun 29, 2021
Instrument	2021075164
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3058 INDEPENDENCE DR, HOMEWOOD, AL 35209-4158
Investor	Possibly a Property Investor

Mortgage

Document Number	0000075165
Date	Jun 30, 2021
Instrument	2021075165

Lender

Name	SOUTHPOINT BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 468 Turtle Creek Dr was $3,148.

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Hoover City
Unified School District	Hoover City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,148.00 Homeowner's exemption	$44,100	$440,900 Land $145,000 Building $295,900
2023		$36,920 (-41.71%) Land $14,500 Building $22,420	$369,200 (+16.58%) Land $145,000 Building $224,200
2022	$4,598.00	$63,340 Land $24,800 Building $38,540	$316,700 Land $124,000 Building $192,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 468 Turtle Creek Dr in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	35 (1979–2022)
Claims Outside the SFHA	3 of 35
Most Recent Claim	Jun 2022 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Oct 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 468 Turtle Creek Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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