472 Turtle Creek Dr, Hoover (Birmingham), AL 35226 Property Records

Jefferson County property record for 472 Turtle Creek Dr, Hoover, AL 35226

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,144 sqft · built 1976
Lot Size	0.37 acres (16,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$203,000 (Aug 2014)
Tax Bill	$2,485 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-00-10-1-004-024.000`

Property Details

APN / Parcel Number

Primary APN	`39-00-10-1-004-024.000`
Alternative APN	`58858`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,144 sqft Living Area
Gross Area	3,636 sqft
1st Floor Area	2,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Exterior Material	Wood
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	16,120 sqft (0.37 acres)
Lot Dimensions	155 ft deep x 104 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	196 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	58858
Street Address	472 TURTLE CREEK DR
City	HOOVER
State	AL
Zip	35226-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 7 BLK 3 TURTLE CREEK 2ND SECTOR
Legal Range	03W
Legal Township	19S
Legal Section	10
Legal Quarter	NE
Legal Subdivision	TURTLE CREEK 2ND SEC
Legal Block	3
Legal Lot Number	7
Jurisdiction	JEFFERSON AL
Township / Civil Division	HOOVER
Census Block Group	1
Census Block	1035
Census Tract	14406

Owner

Source: Jefferson County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	472 TURTLE CREEK DR, HOOVER, AL 35226-1637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Line of Credit AMERICAS FIRST FEDERAL CREDIT UNION
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG
Apr 24, 2017	Deed of Trust, Mortgage · Conventional with PMI FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2014 · Amount on Record
Deed Sale	Aug 26, 2014 · Amount on Record
Deed Document Number	20140826000763580
Deed Book / Page	201415 / 29108
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	472 TURTLE CREEK DR, HOOVER, AL 35226-1637
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	472 TURTLE CREEK DR, HOOVER, AL 35226-1637

Mortgage

Document Number	0000009837
Date	Feb 3, 2026
Instrument	2026009837

Lender

Name	AMERICAS FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2036

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	472 TURTLE CREEK DR, HOOVER, AL 35226-1637
Transaction Type	Mortgage
Record Updated	Apr 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	472 TURTLE CREEK DR, HOOVER, AL 35226-1637

Mortgage

Document Number	2021022673
Date	Mar 1, 2021
Instrument	2021022673

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	472 TURTLE CREEK DR, HOOVER, AL 35226-1637
Document Number	0000036992
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	472 TURTLE CREEK DR HOOVER AL 352261637, HOOVER, AL 35226-1637

Mortgage

Document Number	0000036992
Date	Apr 16, 2020
Instrument	36992

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	472 TURTLE CREEK DR, HOOVER, AL 35226-1637
Document Number	0000043332
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	May 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	472 TURTLE CREEK DR HOOVER AL 352261637, HOOVER, AL 35226-1637

Mortgage

Document Number	0000043332
Date	May 2, 2017
Instrument	43332

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Hoover City
Unified School District	Hoover City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,485.00 (+12.6%) Homeowner's exemption	$34,960 (+15.84%)	$349,500 (+15.84%) Land $152,400 Building $197,100
2023		$30,180 Land $15,245 Building $14,935	$301,700 Land $152,400 Building $149,300
2022	$2,207.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	35 (1979–2022)
Claims Outside the SFHA	3 of 35
Most Recent Claim	Jun 2022 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Oct 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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