Charleston County property record for 476 Settlers Rest E, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,324 sqft · built 1989 |
| Lot Size | 0.769 acres (33,541 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (Jan 1994) |
| Tax Bill | $4,907 (2024) |
| Deeds & Mortgages | Jun 2019 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 537-14-00-090 |
| Primary APN | 537-14-00-090 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,324 sqft Living Area |
| 1st Floor Area | 3,158 sqft |
| Upper Floors Area | 1,265 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 33,541 sqft (0.769 acres) |
| Terrain | High |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 700 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 991 sqft |
| Deck Area | 368 sqft |
| Patio Area | 160 sqft |
| Boat Lift | Boat Lift |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 476 SETTLERS RST E |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-8118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -HOBCAW CREEK PLANTATION DESCRIPTION -LT 5 AND EASTERN HALF OF 4 BLK I |
| Legal Subdivision | HOBCAW CREEK PLANTATION |
| Legal Block | I |
| Legal Lot Number | 5 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 4613 |
Source: Charleston County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 476 SETTLERS RST E, MOUNT PLEASANT, SC 29464-8118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 1994 · Amount on Record |
| Deed Sale | Jan 20, 1994 · Amount on Record |
| Deed Document Number | 000X237446 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 476 SETTLERS RST E, MOUNT PLEASANT, SC 29464-8118 |
| Document Number | 0802/0514 |
| Instrument Date | Jun 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 476 SETTLERS RST E MOUNT PLEASANT SC 294648118, MOUNT PLEASANT, SC 29464-8118 |
| Document Number | 0802/0514 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 000802/000514 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Charleston County assessment roll, as of September 13, 2024
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,907.00 (+7.14%) | $52,000 (-) | |
| 2022 | $4,580.00 | $52,000 | $1,350,000 (-) Land $632,300 Building $717,700 |
| 2020 | $1,350,000 Land $632,300 Building $717,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 295 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 295 in force |
| Nearby Flood Claims | 55 (1989–2025) |
| Claims Outside the SFHA | 3 of 55 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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