Charleston County property record for 469 Settlers Rest E, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,578 sqft · built 1995 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Company Name on Record |
| Last Sale | $975,000 (Aug 2014) |
| Tax Bill | $4,774 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2021 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 537-14-00-087 |
| Primary APN | 537-14-00-087 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,578 sqft Living Area |
| 1st Floor Area | 1,735 sqft |
| Upper Floors Area | 1,843 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 172 ft deep x 107 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 524 sqft |
| Deck Area | 444 sqft |
| Patio Area | 156 sqft |
| Boat Lift | Boat Lift |
| Heating System | Heat Pump |
|---|
| Street Address | 469 SETTLERS RST E |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-8118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -HOBCAW CREEK PLANTATION DESCRIPTION -LOT 8 BLK I PHASE I) |
| Legal Subdivision | HOBCAW CREEK PLANTATION |
| Legal Phase | I |
| Legal Block | I |
| Legal Lot Number | 8 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 4613 |
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 469 SETTLERS RST E, MOUNT PLEASANT, SC 29464-8118 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 5, 2021 | Intrafamily Transfer, Transfer HARVEY & VALLINI LLC |
| Jan 6, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2014 · Amount on Record |
| Deed Sale | Aug 29, 2014 · Amount on Record |
| Deed Book / Page | 426 / 155 |
| Last Transfer Date | Apr 24, 2021 |
| Transfer Doc | 0009870457 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 469 SETTLERS RST E, MOUNT PLEASANT, SC 29464-8118 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0009670139 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 967/139 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | May 5, 2021 |
| Property Address | 469 SETTLERS RST E, MOUNT PLEASANT, SC 29464-8118 |
| Document Number | 0009870457 |
| Book / Page | 987 / 457 |
| Map Reference | MB BP PG 33 |
| Instrument Date | Apr 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | HARVEY & VALLINI LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 469 SETTLERS RST E, MOUNT PLEASANT, SC 29464-8118 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jan 6, 2021 |
| Property Address | 469 SETTLERS RST E, MOUNT PLEASANT, SC 29464-8118 |
| Document Number | 0947/0788 |
| Book / Page | 000947 / 000788 |
| Instrument Date | Dec 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 469 SETTLERS RST E MOUNT PLEASANT SC 294648118, MOUNT PLEASANT, SC 29464-8118 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,774.00 (+12.86%) | $1,276,500 (+2,775%) Land $727,728 Building $548,772 | $1,967,724 (+85.66%) Land $1,388,824 Building $578,900 |
| 2024 | $4,230.00 (+12.2%) | $44,400 (+4.72%) | |
| 2022 | $3,770.00 | $42,400 | $1,059,876 (-4.52%) Land $632,176 Building $427,700 |
| 2020 | $1,110,000 Land $632,000 Building $478,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 295 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 295 in force |
| Nearby Flood Claims | 55 (1989–2025) |
| Claims Outside the SFHA | 3 of 55 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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