460 Settlers Rest E, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 460 Settlers Rest E, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,772 sqft · built 1991
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$810,000 (Jun 2018)
Tax Bill	$3,558 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2020 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`537-14-00-094`

Property Details

APN / Parcel Number

Primary APN	`537-14-00-094`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,772 sqft Living Area
1st Floor Area	1,612 sqft
Upper Floors Area	3,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Multi-Family
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	125 ft deep x 125 ft wide
Terrain	High
Garage Type	Attached
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	448 sqft
Patio Area	448 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	460 SETTLERS RST E
City	MOUNT PLEASANT
State	SC
Zip	29464-8118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -HOBCAW CREEK PLANTATION DESCRIPTION -LOT 1 BLK I PHASE I SITE NAME -HOBCAW CREEK PLANTATION
Legal Subdivision	HOBCAW CREEK PLANTATION
Legal Phase	1
Legal Block	I
Legal Lot Number	1
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1001
Census Tract	4613

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	460 SETTLERS RST E, MOUNT PLEASANT, SC 29464-8118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage BARLEY MORTGAGE LLC
Sep 11, 2020	Deed of Trust, Mortgage · Line of Credit SYNOVUS BK
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage BARLEY MTG
Jun 21, 2018	Grant Deed, Transfer ACADEMY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2018 · Amount on Record
Deed Sale	Jun 21, 2018 · Amount on Record
Deed Book / Page	727 / 470
Prior Transfer Date	May 7, 2003
Prior Transfer Doc	W448/0755
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	460 SETTLERS RST E, MOUNT PLEASANT, SC 29464-8118
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010700972
Date	Jan 25, 2022
Book Page	1070/972

Lender

Name	BARLEY MORTGAGE LLC
Address	MOUNT PLEASANT, SC 29464

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	460 SETTLERS RST E, MOUNT PLEASANT, SC 29464-8118
Document Number	0917/0660
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 SETTLERS RST E MOUNT PLEASANT SC 294648118, MOUNT PLEASANT, SC 29464-8118

Mortgage

Document Number	0917/0660
Date	Sep 22, 2020
Book Page	000917/000660

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2050

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	460 SETTLERS RST E, MOUNT PLEASANT, SC 29464-8118
Document Number	0917/0657
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 SETTLERS RST E MOUNT PLEASANT SC 294648118, MOUNT PLEASANT, SC 29464-8118

Mortgage

Document Number	0917/0657
Date	Sep 22, 2020
Book Page	000917/000657

Lender

Name	BARLEY MTG
Type	Mortgage Company
Address	MOUNT PLEASANT, SC 29464

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 21, 2018
Property Address	460 SETTLERS RST E, MOUNT PLEASANT, SC 29464-8118
Document Number	0727/0470
Book / Page	000727 / 000470
Instrument Date	Jun 14, 2018
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	460 SETTLERS RST E MOUNT PLEASANT SC 294648118, MOUNT PLEASANT, SC 29464-8118

Mortgage

Document Number	727/0471
Date	Jun 21, 2018
Book Page	000727/000471

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2048

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,558.00 (+12.59%)	$931,500 (+2,775%) Land $184,000 Building $747,500	$1,116,371 (+37.82%) Land $246,171 Building $870,200
2024	$3,160.00 (+8%)	$32,400 (-)
2022	$2,926.00	$32,400	$810,000 (-) Land $160,000 Building $650,000
2020			$810,000 Land $160,000 Building $650,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 295 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	295 in force
Nearby Flood Claims	55 (1989–2025)
Claims Outside the SFHA	3 of 55
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 2 claims Hurricane Hugo, Sep 1989 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

460 Settlers Rest E, Mount Pleasant, SC 29464 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Settlers Rest E

Nearby Streets

Search Property Records by Address or Parcel Number