Alleghany County property record for 476 Riverside Dr, Sparta, NC 28675 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Ranch |
| Year Built | Built 2006 |
| Square Footage | 1,664 sqft Living Area |
| Lot Size | 87,556 sqft (2.01 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,949.00 (2025) |
| Primary APN | 4001184876 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,664 sqft Living Area |
| 1st Floor | 1,024 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch Style |
| Exterior Material | Other Exterior |
| Lot Area | 87,556 sqft (2.01 acres) |
| Shed | 1 Shed |
|---|---|
| Shed Area | 384 sqft Shed |
| Deck Area | 56 sqft Deck |
| Patio Area | 200 sqft Patio |
| Porch Area | 156 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Account Number | 12525 |
|---|---|
| Street Address | 476 RIVERSIDE DR |
| City | SPARTA |
| State | NC |
| Zip | 28675-9064 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | #3-4 RIVERSIDE |
| Legal Subdivision | RIVERSIDE |
| Jurisdiction | ALLEGHANY NC |
| Minor Civil Division | GLADE CREEK |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 950100 |
Source: Alleghany County records · APN 4001184876
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 476 RIVERSIDE DR, SPARTA, NC 28675-9064 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 03, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| May 04, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 476 RIVERSIDE DR, SPARTA, NC 28675-9064 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 476 RIVERSIDE DR, SPARTA, NC 28675-9064 |
| Document Number | 000426/978 |
|---|---|
| Date | Feb 03, 2022 |
| Book Page | 426/978 |
| Instrument | 238 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | May 04, 2021 |
| Property Address | 476 RIVERSIDE DR, SPARTA, NC 28675-9064 |
| Document Number | 418/586 |
| Book / Page | 418 / 586 |
| Map Reference | MB 7 PG 1 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 1280 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 SPRINGWOOD LN, 120, MOORESVILLE, NC 28117-9301 |
| Name | Verified Name |
|---|---|
| Address | 476 RIVERSIDE DR, SPARTA, NC 28675-9064 |
| Document Number | 1281 |
|---|---|
| Date | May 04, 2021 |
| Instrument | 1281 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Alleghany County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Unified School District | Alleghany County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $404,500 (+41.78%) Land $56,700 Building $347,800 | $404,500 (+41.78%) Land $56,700 Building $347,800 | |
| 2025 | $1,949.00 | ||
| 2023 | $285,300 Land $46,700 Building $238,600 | $285,300 Land $46,700 Building $238,600 |
476 Riverside Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Alleghany County (37005C), updated July 16, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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