398 Riverside Dr, Sparta, NC 28675 Property Records

Alleghany County property record for 398 Riverside Dr, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,493 sqft · built 2006
Lot Size	2.88 acres (125,453 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Sep 2022)
Tax Bill	$2,574 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4001181874`

Property Details

APN / Parcel Number

Primary APN	`4001181874`
Alternative APNs	`79617` `65633`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,493 sqft Living Area
1st Floor Area	1,036 sqft
Attic	Attic
Attic Area	756 sqft
Basement Area	1,036 sqft
Unfinished Basement	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Cape Cod
Exterior Material	Other
Lot Area	125,453 sqft (2.88 acres)
View / Lot	Waterfront
Porch	Slab
Porch Area	376 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	65633
Street Address	398 RIVERSIDE DR
City	SPARTA
State	NC
Zip	28675-9064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#6 RIVERSIDE
Legal Subdivision	RIVERSIDE
Legal Lot Number	6
Jurisdiction	ALLEGHANY NC
Township / Civil Division	GLADE CREEK
Census Block Group	1
Census Block	1026
Census Tract	950100

Owner

Source: Alleghany County assessment roll, as of August 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	285 EMMA RD, CHINA GROVE, NC 28023-5703
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FILO MORTGAGE LLC
Sep 21, 2022	Warranty Deed, Transfer
Dec 23, 2019	Warranty Deed, Transfer
Dec 20, 2019	Warranty Deed, Transfer · Stand-Alone Refinance FIFTH THIRD BANK
Nov 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	Nov 17, 2017 · Amount on Record
Deed Document Number	20222237
Deed Book / Page	432 / 201
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	398 RIVERSIDE DR, SPARTA, NC 28675-9064
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00425/1263
Date	Dec 22, 2021
Book Page	425/1263
Instrument	3784

Lender

Name	FILO MORTGAGE LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Sep 21, 2022
Property Address	398 RIVERSIDE DR, SPARTA, NC 28675-9064
Document Number	000432/201
Book / Page	432 / 201
Map Reference	MB 7 PG 1
Instrument Date	Sep 15, 2022
Instrument	2237
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2206 SPRING FERN CT, APEX, NC 27502-6287

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 EMMA RD, CHINA GROVE, NC 28023-5703

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Dec 23, 2019
Property Address	398 RIVERSIDE DR, SPARTA, NC 28675-9064
Document Number	00404/1324
Book / Page	404 / 1324
Instrument Date	Dec 17, 2019
Instrument	2751
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5800 STONE CANYON CT, RALEIGH, NC 27613-6096

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Dec 20, 2019
Property Address	398 RIVERSIDE DR, SPARTA, NC 28675-9064
Document Number	00404/1283
Book / Page	404 / 1283
Instrument Date	Dec 17, 2019
Instrument	2747
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5800 STONE CANYON CT, RALEIGH, NC 27613-6096

Mortgage

Document Number	00404/1287
Date	Dec 20, 2019
Book Page	404/1287
Instrument	2748

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Nov 17, 2017
Property Address	398 RIVERSIDE DR, SPARTA, NC 28675-9064
Document Number	00389/0177
Book / Page	389 / 0177
Map Reference	PL 7 PG 1
Instrument Date	Nov 14, 2017
Instrument	02228
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	785 GARDEN CREEK RD, MARION, NC 28752-4584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 CUMBERLAND RD, SANFORD, NC 27330-1043

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,000 (-) Land $57,800 Building $337,200	$395,000 (-) Land $57,800 Building $337,200
2025	$2,574.00
2023		$395,000 Land $57,800 Building $337,200	$395,000 Land $57,800 Building $337,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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