148 Riverside Dr, Sparta, NC 28675 Property Records

Alleghany County property record for 148 Riverside Dr, Sparta, NC 28675 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	3 Baths
Year Built	Built 2006
Square Footage	1,944 sqft Living Area
Lot Size	87,120 sqft (2 acres)
Garage	Carport
Last Sale	$505,000 (2023)
Tax Bill	$2,547.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`4001092311`
Alternative APNs	`81319` `81838` `82773`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	10 Rooms
Building Area	1,944 sqft Living Area
1st Floor	864 sqft 1st Floor
Attic Area	1,728 sqft Attic
Attic	1 Attic
Basement Area	864 sqft Basement
Unfinished Basement	864 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Cape Cod Style
Exterior Material	Logs Exterior
Lot Area	87,120 sqft (2 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Carport	Carport
Deck Area	160 sqft Deck
Porch Area	544 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	82773
Street Address	148 RIVERSIDE DR
City	SPARTA
State	NC
Zip	28675-9064
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	#25 RIVERSIDE
Legal Subdivision	RIVERSIDE
Legal Block	125
Legal Lot Number	25
Jurisdiction	ALLEGHANY NC
Minor Civil Division	GLADE CREEK
Census Blockgroup	1
Census Block	1026
Census Tract	950100

Owner

Source: Alleghany County records · APN 4001092311

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1047 W CORBETT AVE, SWANSBORO, NC 28584-8459
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Warranty Deed, Transfer
May 06, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Mar 11, 2022	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 18, 2023 · Amount on Record
Deed Sale	Jan 18, 2023 · Amount on Record
Prior Sale	Mar 11, 2022 · Amount on Record
Record Refreshed	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Jan 18, 2023
Property Address	148 RIVERSIDE DR, SPARTA, NC 28675-9064
Document Number	000434/308
Book / Page	434 / 308
Map Reference	MB 7 PG 2
Instrument Date	Jan 18, 2023
Instrument	81
Transaction Type	Transfer
Record Updated	Jan 31, 2023

Transaction

Amount	Amount Recorded
Tax	$1,010.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4139 WEDGE DR, PFAFFTOWN, NC 27040-9709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1047 W CORBETT AVE, SWANSBORO, NC 28584-8459

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	148 RIVERSIDE DR, SPARTA, NC 28675-9064
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000418/757
Date	May 06, 2021
Book Page	418/757
Instrument	1309

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	SPARTA, NC 28675

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	148 RIVERSIDE DR, SPARTA, NC 28675-9064
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000426/177
Date	Jan 12, 2022
Book Page	426/177
Instrument	75

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Mar 11, 2022
Property Address	148 RIVERSIDE DR, SPARTA, NC 28675-9064
Document Number	000427/850
Book / Page	427 / 850
Map Reference	MB 7 PG 2
Instrument Date	Mar 11, 2022
Instrument	566
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	248 RIVERSIDE DR, 248, SPARTA, NC 28675-9064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 RIVERSIDE DR, SPARTA, NC 28675-9064

Mortgage

Document Number	0000000567
Date	Mar 11, 2022
Instrument	567

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Alleghany County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,700 (-) Land $45,500 Building $345,200	$390,700 (-) Land $45,500 Building $345,200
2025	$2,547.00	$390,700 (-) Land $45,500 Building $345,200
2023		$390,700 Land $45,500 Building $345,200	$390,700 (-) Land $45,500 Building $345,200
2021			$390,700 Land $45,500 Building $345,200

Flood & Wildfire

148 Riverside Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Alleghany County (37005C), updated July 16, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 55th percentile of exposed land nationally · 77th in North Carolina
Wildfire Likelihood	Moderate — about 1 in 694 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

148 Riverside Dr, Sparta, NC 28675 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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