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476 George St, Elgin, IL 60120 Property Records

Kane County property record for 476 George St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,602 sqft · built 1950
Lot Size0.162 acres (7,063 sqft)
OwnerIndividual Name on Record
Last Sale$271,000 (Oct 2023)
Tax Bill$6,258 (2025)
Deeds & MortgagesSep 2026 Mortgage
Oct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-24-231-021

Property Details

APN / Parcel Number

Primary APN06-24-231-021

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories5 Stories
Building Area1,602 sqft Living Area
Gross Area2,590 sqft
Basement Area988 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialBrick
Lot Area7,063 sqft (0.162 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address476 GEORGE ST
CityELGIN
StateIL
Zip60120-7958
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPANTONS SUB LOT 5
Legal SubdivisionPANTONS SUB
Legal Block3
Legal Lot Number5
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3011
Census Tract851400

Owner

Source: Kane County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address476 GEORGE ST, ELGIN, IL 60120-7958
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2026Deed of Trust, Mortgage · FHA Mortgage
SWIFT HOME LOANS INC
Oct 27, 2023Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2023 · Amount on Record
Deed SaleOct 27, 2023 · Amount on Record
Prior SaleMar 3, 2010 · Amount on Record
Deed Document Number202337896
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateSep 25, 2026
Property Address476 GEORGE ST, ELGIN, IL 60120-7958
Document Number0000041606
Instrument DateSep 21, 2026
Instrument202641606
Transaction TypeMortgage
Record UpdatedOct 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address476 GEORGE ST, ELGIN, IL 60120-7958

Mortgage

Document Number0000041606,
DateSep 25, 2026
Instrument202641606
Lender
NameSWIFT HOME LOANS INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate6.74%
Max Rate-1%

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 27, 2023
Property Address476 GEORGE ST, ELGIN, IL 60120-7958
Document Number0000037896
Instrument DateOct 2, 2023
Instrument2023K037896
Transaction TypeTransfer
Record UpdatedNov 3, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$271.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address476 GEORGE ST, ELGIN, IL 60120-7958

Mortgage

Document Number0000037897
DateOct 27, 2023
Instrument2023K037897
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053
Interest
Rate7.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,258.00 (+15.82%)$90,033 (+8.57%) Land $15,416 Building $74,617$270,207 (+8.57%) Land $46,267 Building $223,941
2024$82,926 (+21.39%) Land $14,199 Building $68,727$248,878 (+21.44%) Land $42,614 Building $206,264
2022$5,403.00 (+4.67%) Homeowner's exemption$68,312 (+6.96%) Land $11,697 Building $56,615$204,936 (+6.96%) Land $35,091 Building $169,845
2021$5,162.00 Homeowner's exemption$63,867 Land $10,936 Building $52,931$191,601 Land $32,808 Building $158,793

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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