459 George St, Elgin, IL 60120 Property Records

Kane County property record for 459 George St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,602 sqft · built 1900
Lot Size	0.213 acres (9,284 sqft)
Owner	2 Individual Names on File
Last Sale	$128,500 (Jan 2016)
Tax Bill	$5,238 (2025)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-232-014`

Property Details

APN / Parcel Number

Primary APN	`06-24-232-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,602 sqft Living Area
Gross Area	2,502 sqft
Basement Area	900 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,284 sqft (0.213 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	459 GEORGE ST
City	ELGIN
State	IL
Zip	60120-7907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALFRED ROBERTS SUB LOTS 8, 9, 10, & 11 BLOCK 1 & BLOCKS 4 & 5 OF HENRY SHERMANS SUB OF BLOCK 10 OF SHERMANS ADDN LOT 2 BLOCK 1
Legal Subdivision	ALFRED ROBERTS SUB
Legal Block	1,4,5
Legal Lot Number	2,8-1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3006
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	459 GEORGE ST, ELGIN, IL 60120-7907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2016 · Amount on File
Deed Sale	Jan 4, 2016 · Amount on File
Prior Sale	Oct 6, 2015 · Amount on File
Deed Document Number	2016285
Last Transfer Date	Jun 22, 2019
Transfer Doc	0000027428
Record Updated	Oct 29, 2026

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jun 28, 2019
Property Address	459 GEORGE ST, ELGIN, IL 60120-7907
Document Number	0000027428
Instrument Date	Jun 22, 2019
Instrument	27428
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	RAVENSWOOD TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	459 GEORGE ST ELGIN IL 601207907, ELGIN, IL 60120-7907

Mortgage

Document Number	27429
Date	Jun 28, 2019
Instrument	27429

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 27, 2034

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,238.00 (+3.72%) Homeowner's exemption	$84,667 (+8.57%) Land $15,416 Building $69,251	$254,103 (+8.57%) Land $46,267 Building $207,836
2024		$77,984 (+21.39%) Land $14,199 Building $63,785	$234,046 (+21.44%) Land $42,614 Building $191,432
2022	$5,050.00 (+4.71%) Homeowner's exemption	$64,241 (+6.96%) Land $11,697 Building $52,544	$192,723 (+6.96%) Land $35,091 Building $157,632
2021	$4,823.00 Homeowner's exemption	$60,061 Land $10,936 Building $49,125	$180,183 Land $32,808 Building $147,375

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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