463 George St, Elgin, IL 60120 Property Records

Kane County property record for 463 George St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,729 sqft · built 1996
Lot Size	0.293 acres (12,754 sqft)
Owner	2 Individual Names on Record
Last Sale	$302,000 (Dec 2023)
Tax Bill	$8,165 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage May 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-24-232-021`

Property Details

APN / Parcel Number

Primary APN	`06-24-232-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,729 sqft Living Area
Gross Area	3,458 sqft
1st Floor Area	1,729 sqft
Basement Area	1,729 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Lot Area	12,754 sqft (0.293 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	463 GEORGE ST
City	ELGIN
State	IL
Zip	60120-7907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALFRED ROBERTS SUB LOT 3 AND NORTH 22 FT OF LOT 4, EXCEPT THE NORTH 6 FT OF SAID LOT 3 IN BLOCK 1 DESC IN DOC 96K003795
Legal Subdivision	ALFRED ROBERTS SUB
Legal Block	3
Legal Lot Number	3,4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3006
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6925 70TH CT, 310, KENOSHA, WI 53142-1473
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2023 · Amount on Record
Deed Sale	Dec 18, 2023 · Amount on Record
Prior Sale	Aug 13, 2002 · Amount on Record
Deed Document Number	202343916
Prior Transfer Date	Apr 20, 2017
Prior Transfer Doc	0000022336
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 18, 2023
Property Address	463 GEORGE ST, ELGIN, IL 60120-7907
Document Number	0000043916
Instrument Date	Dec 5, 2023
Instrument	2023K043916
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$302.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	463 GEORGE ST, ELGIN, IL 60120-7907

Mortgage

Document Number	0000043917
Date	Dec 18, 2023
Instrument	2023K043917

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.7%
Margin	3
Max Rate	12.7%

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 3, 2017
Property Address	463 GEORGE ST, ELGIN, IL 60120-7907
Document Number	0000022336
Instrument Date	Apr 20, 2017
Instrument	22336
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2235 CELERITY DR SYCAMORE IL 601788927, SYCAMORE, IL 60178-8927

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,165.00 (+7.89%)	$115,036 (+8.57%) Land $18,994 Building $96,042	$345,246 (+8.57%) Land $57,005 Building $288,241
2024		$105,956 (+21.4%) Land $17,495 Building $88,461	$317,995 (+21.44%) Land $52,506 Building $265,489
2022	$7,568.00 (+3.96%)	$87,282 (+6.96%) Land $14,411 Building $72,871	$261,846 (+6.96%) Land $43,233 Building $218,613
2021	$7,280.00	$81,602 Land $13,473 Building $68,129	$244,806 Land $40,419 Building $204,387

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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