475 SE Cardinal Trl, Stuart, FL 34997 Property Records

Martin County property record for 475 SE Cardinal Trl, Stuart, FL 34997 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,466 sqft · built 1989
Lot Size	0.298 acres (12,981 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Aug 1989)
Tax Bill	$2,204 (2024)
Deeds & Mortgages	Sep 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-39-41-003-000-0038.0-1-0000`

Property Details

APN / Parcel Number

Primary APN	`04-39-41-003-000-0038.0-1-0000`
Alternative APNs	`04-39-41-003-000-00380-1` `439410030000038010000` `60634`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,466 sqft Living Area
Gross Area	1,866 sqft
1st Floor Area	1,466 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,981 sqft (0.298 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	475 SE CARDINAL TRL
City	STUART
State	FL
Zip	34997-7305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH RIVER COLONY UNREC LOT 38 OR 338/2656
Legal Range	41E
Legal Township	39S
Legal Section	4
Legal Subdivision	SOUTH RIVER COLONY
Legal Block	2
Legal Lot Number	38
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2022
Census Tract	1108

Owner

Source: Martin County records · APN 04-39-41-003-000-0038.0-1-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	475 SE CARDINAL TRL, STUART, FL 34997-7305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 1989 · Amount on Record
Deed Sale	Aug 01, 1989 · Amount on Record
Prior Sale	Dec 15, 1988 · Amount on Record
Deed Book / Page	822 / 1243
Last Transfer Date	Sep 05, 2025
Transfer Doc	0035200300
Record Updated	Jun 08, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Sep 05, 2025
Property Address	475 SE CARDINAL TRL, STUART, FL 34997-7305
Document Number	0035200300
Book / Page	3520 / 300
Map Reference	MB 337 PG 2114
Instrument Date	Sep 05, 2025
Instrument	3145978
Transaction Type	Transfer
Record Updated	Sep 26, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	475 SE CARDINAL TRL, STUART, FL 34997-7305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 SE CARDINAL TRAIL, NEWBERRY, FL 32669

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$157,886 (+2.9%)	$415,430 (+3.46%) Land $200,000 Building $215,430
2024	$2,204.00 (+3.18%) Additional exemption filed	$153,437 (+3%)	$401,530 (+7.15%) Land $200,000 Building $201,530
2023	$2,136.00 (+0.71%) Additional exemption filed	$148,968 (+3%)	$374,740 (+7.72%) Land $185,000 Building $189,740
2022	$2,121.00 Homeowner's exemption	$144,630	$347,890 Land $188,700 Building $159,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850011082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 247 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	247 in force
Nearby Flood Claims	3 (1995–2004)
Most Recent Claim	Sep 2004, rainfall accumulation, Hurricane Frances

Wildfire

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	About 1 in 310 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 259 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.