466 SE Cardinal Trl, Stuart, FL 34997 Property Records

Martin County property record for 466 SE Cardinal Trl, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,404 sqft · built 1973
Lot Size	0.232 acres (10,106 sqft)
Owner	Individual Name on Record
Last Sale	$685,000 (Mar 2023)
Tax Bill	$9,654 (2025)
Deeds & Mortgages	Mar 2023 Sale Aug 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`04-39-41-003-000-0061.0-3-0000`

Property Details

APN / Parcel Number

Primary APN	`04-39-41-003-000-0061.0-3-0000`
Alternative APNs	`04-39-41-003-000-00610-3` `439410030000061030000` `60656`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,404 sqft Living Area
Gross Area	2,860 sqft
1st Floor Area	1,704 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,106 sqft (0.232 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	112 sqft
Deck Area	480 sqft
Patio Area	480 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	60656
Street Address	466 SE CARDINAL TRL
City	STUART
State	FL
Zip	34997-7306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	SOUTH RIVER COLONY UNREC LOT 61 OR 348/927
Legal Range	41E
Legal Township	39S
Legal Section	4
Legal Subdivision	SOUTH RIVER COLONY
Legal Block	2
Legal Lot Number	61
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2022
Census Tract	1108

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	466 SE CARDINAL TRL, STUART, FL 34997-7306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Warranty Deed, Transfer HOMEPARTNERS TITLE INC, HOMEPARTNERS TITLE SVCS LLC
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jul 2, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 21, 2017	Quit Claim Deed, Transfer TITLE SOURCES INC
Dec 19, 2017	Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS
Feb 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2023 · Amount on Record
Deed Sale	Mar 20, 2023 · Amount on Record
Prior Sale	May 22, 2015 · Amount on Record
Deed Document Number	20233007076
Deed Book / Page	3364 / 2407
Prior Transfer Date	Jan 20, 2021
Prior Transfer Doc	0031921298
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 20, 2023
Property Address	466 SE CARDINAL TRL, STUART, FL 34997-7306
Document Number	0033642407
Book / Page	3364 / 2407
Map Reference	MB 337 PG 2114
Instrument Date	Mar 14, 2023
Instrument	3007076
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	HOMEPARTNERS TITLE INC, HOMEPARTNERS TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$4,795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1102 SWEET HILL DR, JUPITER, FL 33458-8438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	466 SE CARDINAL TRL, STUART, FL 34997-7306

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	466 SE CARDINAL TRL, STUART, FL 34997-7306
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	466 SE CARDINAL TRL, STUART, FL 34997-7306

Mortgage

Document Number	0033280197
Date	Aug 1, 2022
Book Page	3328/197
Instrument	2973551

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	168 Months
Due	Jul 31, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	466 SE CARDINAL TRL, STUART, FL 34997-7306
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032671339
Date	Oct 27, 2021
Book Page	3267/1339
Instrument	2922689

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Jan 26, 2021
Property Address	466 SE CARDINAL TRL, STUART, FL 34997-7306
Document Number	0031921298
Book / Page	3192 / 1298
Map Reference	MB 337 PG 2114
Instrument Date	Jan 20, 2021
Instrument	2863996
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	466 SE CARDINAL TRL, STUART, FL 34997-7306

Mortgage

Document Number	0031921304
Date	Jan 26, 2021
Instrument	3192/1304

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	466 SE CARDINAL TRL, STUART, FL 34997-7306
Document Number	0031421206
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	466 SE CARDINAL TRL STUART FL 349977306, STUART, FL 34997-7306

Mortgage

Document Number	0031421206
Date	Jul 13, 2020
Book Page	003142/001206
Instrument	2825214

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jul 12, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 21, 2017
Property Address	466 SE CARDINAL TRL, STUART, FL 34997-7306
Document Number	0029660176
Book / Page	002966 / 000176
Instrument Date	Dec 6, 2017
Instrument	2670282
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TITLE SOURCES INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	466 SE CARDINAL TRL STUART FL 349977306, STUART, FL 34997-7306

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 19, 2017
Property Address	466 SE CARDINAL TRL, STUART, FL 34997-7306
Document Number	0029651544
Book / Page	002965 / 001544
Instrument Date	Dec 6, 2017
Instrument	2669839
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TITLE SOURCES INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	466 SE CARDINAL TRL STUART FL 349977306, STUART, FL 34997-7306

Mortgage

Document Number	29651546
Date	Dec 19, 2017
Book Page	002965/001546
Instrument	2669840

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 8, 2017
Property Address	466 SE CARDINAL TRL, STUART, FL 34997-7306
Document Number	0029060905
Book / Page	002906 / 000905
Instrument Date	Feb 8, 2017
Instrument	2618785
Transaction Type	Transfer
Record Updated	Feb 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	466 SE CARDINAL TRL STUART FL 349977306, STUART, FL 34997-7306

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,654.00 (+1.58%)	$583,010 (+131.54%) Land $200,000 Building $383,010	$583,010 (+26.81%) Land $200,000 Building $383,010
2024	$9,504.00 (+141.59%)
2023	$3,934.00 (+3.8%) Additional exemption filed	$251,794 (+3%)	$459,740 (+11.06%) Land $185,000 Building $274,740
2022	$3,790.00 Homeowner's exemption	$244,461	$413,970 Land $188,700 Building $225,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 247 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	247 in force
Nearby Flood Claims	3 (1995–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH FORK HOMEOWNER UTIL CORP private · serves 200 people · EPA ID FL4430484
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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