435 SE Cardinal Trl, Stuart, FL 34997 Property Records

Martin County property record for 435 SE Cardinal Trl, Stuart, FL 34997 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,638 sqft · built 1984
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on File
Tax Bill$5,716 (2024)
Flood ZoneZone X (minimal risk)
APN04-39-41-003-000-00410-5

Property Details

APN / Parcel Number

Primary APN04-39-41-003-000-00410-5
Alternative APNs
  • 439410030000041050000
  • 60637

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,638 sqft Living Area
1st Floor Area1,638 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1984
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,682 sqft (0.36 acres)
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space
Pool Area375 sqft
PorchPorch
Porch Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number60637
Old Parcel Number439410030000041050000
Street Address435 SE CARDINAL TRL
CitySTUART
StateFL
Zip34997-7305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH RIVER COLONY UNREC LOT 41 OR 332/1267
Legal Range41E
Legal Township39S
Legal Section04
Legal SubdivisionSOUTH RIVER COLONY
Legal Lot Number41
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2022
Census Tract1108

Owner

Source: Martin County records · APN 04-39-41-003-000-00410-5

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address435 SE CARDINAL TRL, STUART, FL 34997-7305
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 01, 2022
Deed SaleSep 01, 2022
Deed Document Number0033332943
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$372,978 (+5.99%)$389,000 (+10.54%) Land $200,000 Building $189,000
2024$5,716.00 (+2.02%)
2023$5,603.00 (+7.07%) Additional exemption filed$351,910 (+31.45%) Land $185,000 Building $166,910$351,910 (+6.62%) Land $185,000 Building $166,910
2022$5,233.00$267,718$330,070 Land $188,700 Building $141,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850011082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 247 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies247 in force
224 of 247 on primary residences
Nearby Flood Claims3 (1995–2004)
Most Recent ClaimSep 2004, rainfall accumulation, Hurricane Frances

Wildfire

Wildfire RiskHigh
above 70% of the US · above 52% of Florida
Wildfire LikelihoodAbout 1 in 310 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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