Fannin County property record for 475 Sand Gap Rd, Morganton, GA 30560
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,415 sqft · built 2017 |
| Lot Size | 3.01 acres (131,116 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,691 (2025) |
| Deeds & Mortgages | Dec 2017 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0013 02302 |
| Primary APN | 0013 02302 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,415 sqft Heated Area |
| Basement Area | 966 sqft |
| Finished Basement | 966 sqft |
| Flooring | Hardwood |
| Interior Walls | Wood |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Log Home |
| Exterior Material | Logs |
| Construction Type | Log |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 131,116 sqft (3.01 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
| Porch Area | 768 sqft |
| Deck Area | 153 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 30609 |
|---|---|
| Street Address | 475 SAND GAP RD |
| City | MORGANTON |
| State | GA |
| Zip | 30560-3958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL |
| Legal Description | 8-1 LL297,298 TR B DB1557-30* 3.01 ACS |
| Legal Tract | B |
| Legal Lot Number | B |
| Jurisdiction | FANNIN GA |
| Township / Civil Division | MORGANTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 50500 |
475 Sand Gap Rd is owned and occupied by two individuals who acquired it in May 2023.
Source: Fannin County records, as of January 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 475 SAND GAP RD, MORGANTON, GA 30560-3958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2023 |
| Deed Sale | May 24, 2023 |
| Deed Document Number | 0000155730 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN GA |
| Property Address | 475 SAND GAP RD, MORGANTON, GA 30560-3958 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001236/75 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 1236/75 |
| Instrument | 2240560022 |
| Name | STEARNS LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 252 Months |
| Due | Jan 1, 2038 |
The 2025 property tax bill for 475 Sand Gap Rd was $1,691 with a homeowner's exemption.
Source: Fannin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Fannin County |
| Unified School District | Fannin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,691.00 Homeowner's exemption | $219,247 Land $13,377 Building $205,870 | $548,118 Land $33,443 Building $514,675 |
| 2023 | $181,112 (-0.94%) Land $13,377 Building $167,734 | $452,779 (-0.94%) Land $33,443 Building $419,336 | |
| 2022 | $2,563.00 Homeowner's exemption | $182,838 Land $13,377 Building $169,461 | $457,095 Land $33,443 Building $423,652 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 475 Sand Gap Rd in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 23 (2004–2021) |
| Claims Outside the SFHA | 8 of 23 |
| Most Recent Claim | Aug 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 475 Sand Gap Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 77% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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