260 Sand Gap Rd, Morganton, GA 30560 Property Records

Fannin County property record for 260 Sand Gap Rd, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,404 sqft · built 1995
Lot Size	5.76 acres (250,906 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Oct 2012)
Tax Bill	$555 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0013 0331B`

Property Details

APN / Parcel Number

Primary APN	`0013 0331B`
Alternative APN	`27400`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,404 sqft Heated Area
Basement Area	936 sqft
Unfinished Basement	936 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Other
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	250,906 sqft (5.76 acres)
Garage Type	Detached
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	864 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	27400
Old Parcel Number	00130331B
Street Address	260 SAND GAP RD
City	MORGANTON
State	GA
Zip	30560-3956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	8-1 LL297 LT A,B,C DB976-263 * 5.76 ACS
Legal Subdivision	A B C
Legal Lot Number	A-C
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3000
Census Tract	50500

Owner

Source: Fannin County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 323, BLUE RIDGE, GA 30513-0006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Dec 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2012 · Amount on Record
Deed Sale	Oct 12, 2012 · Amount on Record
Prior Sale	Feb 7, 2011 · Amount on Record
Deed Document Number	0001026380
Deed Book / Page	976 / 263
Prior Transfer Date	Aug 9, 2011
Prior Transfer Doc	055-2011-001633
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	260 SAND GAP RD, MORGANTON, GA 30560-3956
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 SAND GAP RD, MORGANTON, GA 30560-3956

Mortgage

Document Number	0000001313/0000000184
Date	Sep 30, 2019
Book Page	0000001313/0000000184
Instrument	002409710012

Lender

Name	PEOPLES BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2020

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	260 SAND GAP RD, MORGANTON, GA 30560-3956
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 323, BLUE RIDGE, GA 30513-0006

Mortgage

Document Number	0000001586/0000000103
Date	Dec 27, 2023
Book Page	0000001586/0000000103

Lender

Name	PEOPLES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2024

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$555.00 (-48.47%) Homeowner's exemption	$63,251 (-0.24%) Land $8,739 Building $54,512	$158,127 (-0.24%) Land $21,848 Building $136,279
2023		$63,404 (-17.47%) Land $8,739 Building $54,665	$158,510 (-17.47%) Land $21,848 Building $136,662
2022	$1,077.00 Homeowner's exemption	$76,829 Land $10,364 Building $66,465	$192,073 Land $25,910 Building $166,163

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	23 (2004–2021)
Claims Outside the SFHA	8 of 23
Most Recent Claim	Aug 2021 · river or lake flooding
Claims by Event	Tropical Storm Zeta, Oct 2020 · 2 claims Severe Storms And Flooding, Dec 2015 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 71% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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