471 Sand Gap Rd, Morganton, GA 30560 Property Records

Fannin County property record for 471 Sand Gap Rd, Morganton, GA 30560

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 ba · 2,485 sqft · built 2018
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Mar 2019)
Tax Bill	$2,794 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Mar 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0013 023`

Property Details

APN / Parcel Number

Primary APN	`0013 023`
Alternative APN	`1093`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,485 sqft Heated Area
Basement Area	994 sqft
Finished Basement	994 sqft
Unfinished Basement	994 sqft
Flooring	Softwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	131,116 sqft (3.01 acres)
Terrain	Rolling
Porch	Slab
Porch Area	640 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1093
Street Address	471 SAND GAP RD
City	MORGANTON
State	GA
Zip	30560
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RURAL
Legal Description	8-1 LL297,298 TR A DB1288-207 3.01 ACS
Legal Subdivision	ZONE 5 RURAL
Legal Tract	A
Legal Lot Number	A
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3000
Census Tract	50500

Owner

Source: Fannin County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1201, PALM CITY, FL 34991-6201
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Mar 29, 2017	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK
Mar 15, 2019	Warranty Deed, Transfer
Dec 22, 2017	Warranty Deed, Transfer
Jan 27, 2017	Warranty Deed, Transfer
Jan 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2019 · Amount on File
Deed Sale	Mar 15, 2019 · Amount on File
Prior Sale	Dec 22, 2017 · Amount on File
Deed Document Number	2019552
Deed Book / Page	1288 / 207
Prior Transfer Date	Jan 27, 2017
Prior Transfer Doc	0001196/41
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	471 SAND GAP RD, MORGANTON, GA 30560
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001247/151
Date	Apr 9, 2018
Book Page	1247/151
Instrument	2267120012

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 1, 2019

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	471 SAND GAP RD, MORGANTON, GA 30560
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001203/288
Date	Mar 29, 2017
Book Page	1203/288
Instrument	2160840012

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 1, 2018

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Mar 15, 2019
Property Address	471 SAND GAP RD, MORGANTON, GA 30560
Document Number	001288/207
Book / Page	1288 / 207
Instrument Date	Mar 15, 2019
Instrument	2019-000552
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1201, PALM CITY, FL 34991-6201
Investor	Possibly a Property Investor

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Dec 22, 2017
Property Address	471 SAND GAP RD, MORGANTON, GA 30560
Document Number	0001236/73
Book / Page	1236 / 73
Instrument Date	Dec 22, 2017
Instrument	2017-003078
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 MULBERRY AVE, MUSCATINE, IA 52761-3558
Investor	Possibly a Property Investor

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Jan 27, 2017
Property Address	471 SAND GAP RD, MORGANTON, GA 30560
Document Number	0001196/41
Book / Page	1196 / 41
Instrument Date	Jan 27, 2017
Instrument	2017-000163
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11740 CARRIAGE PARK LN, JOHNS CREEK, GA 30097-1437

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Jan 27, 2017
Property Address	471 SAND GAP RD, MORGANTON, GA 30560
Document Number	0001196/39
Book / Page	1196 / 39
Instrument Date	Jan 27, 2017
Instrument	2017-000162
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11740 CARRIAGE PARK LN, JOHNS CREEK, GA 30097-1437

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,794.00 (-20.01%)	$307,947 (+24.79%) Land $13,377 Building $294,570	$769,867 (+24.79%) Land $33,443 Building $736,424
2023		$246,780 (-0.96%) Land $13,377 Building $233,403	$616,951 (-0.96%) Land $33,443 Building $583,508
2022	$3,493.00	$249,166 Land $13,377 Building $235,789	$622,915 Land $33,443 Building $589,472

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	23 (2004–2021)
Claims Outside the SFHA	8 of 23
Most Recent Claim	Aug 2021 · river or lake flooding
Claims by Event	Tropical Storm Zeta, Oct 2020 · 2 claims Severe Storms And Flooding, Dec 2015 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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