475 S Peppertree Dr, Gilbert, AZ 85296 Property Records

Maricopa County property record for 475 S Peppertree Dr, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,087 sqft · built 1997
Lot Size	0.175 acres (7,632 sqft)
Owner	Individual Name on Record
Tax Bill	$2,035 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`309-11-313`

Property Details

APN / Parcel Number

Primary APN	`309-11-313`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,087 sqft Living Area
1st Floor Area	1,242 sqft
2nd Floor Area	845 sqft

Exterior

Year Built	Built 1997
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,632 sqft (0.175 acres)
Parking Spaces	3 Parking Spaces
Pool Area	600 sqft
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	475 S PEPPERTREE DR
City	GILBERT
State	AZ
Zip	85296-2645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	FINLEY FARMS SOUTH PARCEL II MCR 404-09
Legal Range	06E
Legal Township	01S
Legal Section	16
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	FINLEY FARMS SOUTH PARCEL 11
Legal Lot Number	89
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2000
Census Tract	422512

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	475 S PEPPERTREE DR, GILBERT, AZ 85296-2645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage LENDAGE LLC
Sep 7, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021
Deed Sale	Sep 7, 2021
Prior Sale	May 28, 2014 · Amount on Record
Deed Document Number	20210961244
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	475 S PEPPERTREE DR, GILBERT, AZ 85296-2645
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 S PEPPERTREE DR, GILBERT, AZ 85296-2645

Mortgage

Document Number	0000436667
Date	Aug 21, 2023
Instrument	20230436667

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	TEMPE, AZ 85288

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2033

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 7, 2021
Property Address	475 S PEPPERTREE DR, GILBERT, AZ 85296-2645
Document Number	0000961244
Map Reference	MB 404 PG 9
Instrument Date	Aug 30, 2021
Instrument	20210961244
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 S PEPPERTREE DR, GILBERT, AZ 85296-2645

Mortgage

Document Number	0000961245
Date	Sep 7, 2021
Instrument	20210961245

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,630 (+1%)	$506,300 (+1%) Land $101,200 Building $405,100
2025	$2,035.00 (+3.62%)
2024		$50,130	$501,300 Land $100,200 Building $401,100
2023	$1,964.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber.

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