450 S Peppertree Dr, Gilbert, AZ 85296 Property Records

Maricopa County property record for 450 S Peppertree Dr, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,725 sqft · built 1998
Lot Size	0.164 acres (7,148 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Nov 2015)
Tax Bill	$2,271 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Feb 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`309-11-307`

Property Details

APN / Parcel Number

Primary APN	`309-11-307`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,725 sqft Living Area
1st Floor Area	1,372 sqft
2nd Floor Area	1,353 sqft

Exterior

Year Built	Built 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,148 sqft (0.164 acres)
Parking Spaces	3 Parking Spaces
Patio Area	155 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	450 S PEPPERTREE DR
City	GILBERT
State	AZ
Zip	85296-2646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	FINLEY FARMS SOUTH PARCEL II MCR 404-09
Legal Range	06E
Legal Township	01S
Legal Section	16
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	FINLEY FARMS SOUTH PARCEL 11
Legal Lot Number	83
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2003
Census Tract	422512

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	450 S PEPPERTREE DR, GILBERT, AZ 85296-2646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2015 · Amount on Record
Deed Sale	Nov 18, 2015 · Amount on Record
Prior Sale	Nov 18, 2015 · Amount on Record
Deed Document Number	20150824216
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	450 S PEPPERTREE DR, GILBERT, AZ 85296-2646
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 S PEPPERTREE DR, GILBERT, AZ 85296-2646

Mortgage

Document Number	0000293129
Date	Apr 1, 2022
Instrument	20220293129

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	450 S PEPPERTREE DR, GILBERT, AZ 85296-2646
Transaction Type	Mortgage
Record Updated	Mar 7, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 S PEPPERTREE DR, GILBERT, AZ 85296-2646

Mortgage

Document Number	0000181649
Date	Feb 28, 2022
Instrument	20220181649

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,800 (-0.5%)	$538,000 (-0.5%) Land $107,600 Building $430,400
2025	$2,271.00 (+3.65%)
2024		$54,070	$540,700 Land $108,100 Building $432,600
2023	$2,191.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber.

Nearby Properties on S Peppertree Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures