470 S Peppertree Dr, Gilbert, AZ 85296 Property Records

Maricopa County property record for 470 S Peppertree Dr, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,884 sqft · built 1998
Lot Size	0.164 acres (7,153 sqft)
Owner	2 Individuals on Record
Last Sale	$280,000 (Aug 2015)
Tax Bill	$1,936 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Mar 2024 Transfer + 5 more
Flood Zone	Zone X (moderate risk)
APN	`309-11-309`

Property Details

APN / Parcel Number

Primary APN	`309-11-309`
Alternative APN	`309113098`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,884 sqft Living Area
Gross Area	1,989 sqft
1st Floor Area	1,039 sqft
2nd Floor Area	845 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,153 sqft (0.164 acres)
Parking Spaces	3 Parking Spaces
Pool Area	400 sqft
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	470 S PEPPERTREE DR
City	GILBERT
State	AZ
Zip	85296-2646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	FINLEY FARMS SOUTH PARCEL 11 MCR 404-09
Legal Range	6E
Legal Township	1S
Legal Section	16
Legal Subdivision	FINLEY FARMS SOUTH PARCEL 11
Legal Lot Number	85
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2003
Census Tract	422512

Owner

Source: Maricopa County assessment roll, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	470 S PEPPERTREE DR, GILBERT, AZ 85296-2646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Mar 8, 2024	Intrafamily Transfer, Transfer
Apr 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Apr 15, 2019	Re-recorded Document · Conventional Mortgage MOVEMENT MORTGAGE
May 2, 2019	Re-recorded Document PRESTIGE TITLE AGENCY INC, PRESTIGE T&E AGCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2015 · Amount on Record
Deed Sale	Aug 27, 2015 · Amount on Record
Prior Sale	Sep 16, 2011 · Amount on Record
Deed Document Number	2015621327
Last Transfer Date	Mar 8, 2024
Transfer Doc	0000119717
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	470 S PEPPERTREE DR, GILBERT, AZ 85296-2646
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 S PEPPERTREE DR, GILBERT, AZ 85296-2646

Mortgage

Document Number	0000183802
Date	Apr 9, 2024
Instrument	20240183802

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 8, 2024
Property Address	470 S PEPPERTREE DR, GILBERT, AZ 85296-2646
Document Number	0000119717
Map Reference	MB 404 PG 9
Instrument Date	Mar 1, 2024
Instrument	20240119717
Transaction Type	Transfer
Record Updated	Mar 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	470 S PEPPERTREE DR, GILBERT, AZ 85296-2646

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	470 S PEPPERTREE DR, GILBERT, AZ 85296-2646
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	PRESTIGE TITLE AND ESCROW AGENCY L, PRESTIGE TITLE & ESCROW AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 S PEPPERTREE DR, GILBERT, AZ 85296-2646

Mortgage

Document Number	0000261490
Date	Apr 15, 2019
Instrument	20190261490

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	470 S PEPPERTREE DR, GILBERT, AZ 85296-2646
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000349699
Date	Apr 24, 2020
Instrument	20200349699

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	470 S PEPPERTREE DR, GILBERT, AZ 85296-2646
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 S PEPPERTREE DR, GILBERT, AZ 85296-2646

Mortgage

Document Number	0000329144
Date	Mar 24, 2021
Instrument	20210329144

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

April 2019: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MARICOPA AZ
Recording Date	Apr 15, 2019
Property Address	470 S PEPPERTREE DR, GILBERT, AZ 85296-2646
Document Number	0000261489
Map Reference	MB 404 PG 9
Instrument Date	Aug 12, 2015
Instrument	20190261489
Record Updated	Sep 15, 2022
Title Company	PRESTIGE TITLE AGENCY INC, PRESTIGE T&E AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 S PEPPERTREE DR, GILBERT, AZ 85296-2646

Mortgage

Document Number	0000261490
Date	Apr 15, 2019
Instrument	20190261490

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

May 2019: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MARICOPA AZ
Recording Date	May 2, 2019
Property Address	470 S PEPPERTREE DR, GILBERT, AZ 85296-2646
Document Number	0000318653
Map Reference	MB 404 PG 9
Instrument Date	Aug 12, 2015
Instrument	20190318653
Record Updated	Sep 14, 2021
Title Company	PRESTIGE TITLE AGENCY INC, PRESTIGE T&E AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 S PEPPERTREE DR, GILBERT, AZ 85296-2646

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,730 (+93.15%)	$487,300 (+5.87%) Land $97,400 Building $389,900
2025	$1,936.00 (+3.64%)	$25,229 (-48.11%)	$460,300 (-5.33%) Land $92,000 Building $368,300
2024		$48,620	$486,200 Land $97,200 Building $389,000
2023	$1,868.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber.

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