Kane County property record for 475 S Edison Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,154 sqft · built 1948 |
| Lot Size | 0.14 acres (6,100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Sep 2025) |
| Tax Bill | $5,451 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-22-281-033 |
| Primary APN | 06-22-281-033 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 5 Stories |
| Building Area | 1,154 sqft Living Area |
| Gross Area | 1,923 sqft |
| Basement Area | 769 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 6,100 sqft (0.14 acres) |
| Lot Dimensions | 122 ft deep x 50 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Window A/C |
|---|---|
| Water Source | Commercial |
| Street Address | 475 S EDISON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET PARK LOT 19 BLOCK 7 |
| Legal Subdivision | SUNSET PARK |
| Legal Block | 7 |
| Legal Lot Number | 19 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 854900 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 644 CARROLL SQ, ELK GROVE VILLAGE, IL 60007-1565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS |
| Sep 24, 2019 | Warranty Deed, Transfer · Conventional with PMI NEIGHBORHOOD LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2025 · Amount on Record |
| Deed Sale | Sep 5, 2025 · Amount on Record |
| Prior Sale | Sep 24, 2019 · Amount on Record |
| Deed Document Number | 202534145 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 475 S EDISON AVE, ELGIN, IL 60123-7216 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PARTNERS LL |
| Name | Verified Name |
|---|
| Document Number | 0000092486 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 2021K092486 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 24, 2019 |
| Property Address | 475 S EDISON AVE, ELGIN, IL 60123-7216 |
| Document Number | 0000044670 |
| Instrument Date | Sep 23, 2019 |
| Instrument | 44670 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 SLADE AVE ELGIN IL 601202923, ELGIN, IL 60120-2923 |
| Document Number | 44671 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 44671 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOMBARD, IL 60148 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,451.00 (+15.81%) Homeowner's exemption | ||
| 2024 | $73,180 (+21.39%) Land $16,849 Building $56,331 | $219,628 (+21.44%) Land $50,567 Building $169,061 | |
| 2022 | $4,707.00 (+4.76%) Homeowner's exemption | $60,284 (+6.96%) Land $13,880 Building $46,404 | $180,852 (+6.96%) Land $41,640 Building $139,212 |
| 2021 | $4,493.00 Homeowner's exemption | $56,361 Land $12,977 Building $43,384 | $169,083 Land $38,931 Building $130,152 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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