489 James Way, Wyckoff, NJ 07481 Property Records

Bergen County and Wyckoff Township property record for 489 James Way, Wyckoff, NJ 07481

Property Summary

Property Type	Single Family Home
Details	2,902 sqft · built 1906
Lot Size	1.04 acres (45,560 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (Jul 2012)
Tax Bill	$23,743 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-00343-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`70-00343-0000-00009`
Alternative APN	`700034300009`

Interior

Stories	2 Stories
Building Area	2,902 sqft Living Area

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Construction Type	Frame
Lot Area	45,560 sqft
Lot Dimensions	335 ft deep x 136 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	489 JAMES WAY
City	WYCKOFF
State	NJ
Zip	07481-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA25
Legal Description	136X335 IRR
Legal Block	343
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	WYCKOFF
Census Block Group	2
Census Block	2016
Census Tract	61200

Owner

489 James Way is owned and occupied by two individuals who bought it in July 2012.

Source: Bergen County and Wyckoff Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	489 JAMES WAY, WYCKOFF, NJ 07481-1823
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE UNLIMITED

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2012 · Amount on File
Deed Sale	Jul 19, 2012 · Amount on File
Prior Sale	Jun 29, 2007 · Amount on File
Deed Document Number	201269038
Deed Book / Page	1099 / 431
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	489 JAMES WAY, WYCKOFF, NJ 07481-1823
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040020801
Date	Mar 8, 2021
Book Page	4002/801
Instrument	2021032765

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Feb 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	489 JAMES WAY, WYCKOFF, NJ 07481-1823
Document Number	0036380302
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	489 JAMES WAY WYCKOFF NJ 074811823, WYCKOFF, NJ 07481-1823

Mortgage

Document Number	0036380302
Date	Jul 8, 2020
Book Page	003638/000302
Instrument	20063858

Lender

Name	MORTGAGE UNLIMITED
Type	Mortgage Company
Address	GARFIELD, NJ 07026

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 7, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 489 James Way was $23,743, up 3.9% from the year before.

Source: Bergen County and Wyckoff Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Wyckoff Township
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)
Elementary School District	Wyckoff Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,171,900 (-) Land $606,800 Building $565,100	$1,171,900 (-) Land $606,800 Building $565,100
2025	$23,743.00 (+3.9%)	$1,171,900 Land $606,800 Building $565,100	$1,171,900 Land $606,800 Building $565,100
2024	$22,852.00
2023		$865,600 Land $606,800 Building $258,800	$865,600 Land $606,800 Building $258,800
2022	$15,944.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 489 James Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 489 James Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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