Lapeer County property record for 475 Gray Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1989 |
| Lot Size | 6.51 acres (283,576 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $936 (2025) |
| Deeds & Mortgages | Jun 2019 Transfer Jun 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-003-001-00 |
| Primary APN | 008-003-001-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Basement Area | 1,404 sqft |
| Flooring | Carpet |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 283,576 sqft (6.51 acres) |
| Garage Area | 1,504 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 475 GRAY RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | SEC 3 T7N R9E BEG AT THE NE COR OF SAID SEC; TH S 531 FT; TH S 87 DEG W 458.46 FT; TH N 22 DEG W 188.85 FT; TH N 379.18 FT; |
| Legal Range | 09E |
| Legal Township | 07N |
| Legal Section | 03 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 336000 |
Source: Lapeer County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 475 GRAY RD, LAPEER, MI 48446-2846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 12, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 3, 2019 |
| Transfer Doc | 0030280238 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jun 12, 2019 |
| Property Address | 475 GRAY RD, LAPEER, MI 48446-2846 |
| Document Number | 0030280235 |
| Book / Page | 003028 / 000235 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 475 GRAY RD LAPEER MI 484462846, LAPEER, MI 48446-2846 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jun 12, 2019 |
| Property Address | 475 GRAY RD, LAPEER, MI 48446-2846 |
| Document Number | 0030280238 |
| Book / Page | 003028 / 000238 |
| Instrument Date | Apr 3, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 475 GRAY RD LAPEER MI 484462846, LAPEER, MI 48446-2846 |
Source: Lapeer County assessment roll, as of August 14, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $936.00 (-55.47%) Homeowner's exemption | $163,400 (+24.73%) | $326,800 (+24.73%) |
| 2024 | $2,102.00 (+9.82%) | ||
| 2023 | $131,000 | $262,000 | |
| 2022 | $1,914.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Bitwise Fixed Wireless | 100 / 10 |
May also be available: AT&T, Spectrum, T-Mobile, Verizon.
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