1090 Gray Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 1090 Gray Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Lot Size	2.75 acres (119,790 sqft)
Owner	Individual Name on File
Tax Bill	$2,028 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`017-035-013-00`

Property Details

APN / Parcel Number

Primary APN	`017-035-013-00`

Interior

Flooring	Carpet

Exterior

Lot Area	119,790 sqft (2.75 acres)

Location & Zoning

Street Address	1090 GRAY RD
City	LAPEER
State	MI
Zip	48446-7713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 35 T8N R9E THE N 680 FT OF S 1219 FT OF W 490 FT OFW 1/2 OF SW1/4 EX THE W 4 RDS THEREOF. 6.62A
Legal Range	09E
Legal Township	08N
Legal Section	35
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	1
Census Block	1009
Census Tract	334500

Owner

Source: Lapeer County records · APN 017-035-013-00

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1090 GRAY RD, LAPEER, MI 48446-7713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jun 18, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jun 17, 2021
Transfer Doc	0032130061
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1090 GRAY RD, LAPEER, MI 48446-7713
Transaction Type	Mortgage
Record Updated	Dec 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1090 GRAY RD, LAPEER, MI 48446-7713

Mortgage

Document Number	0033240546
Date	Oct 31, 2022
Book Page	3324/546

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Jun 18, 2021
Property Address	1090 GRAY RD, LAPEER, MI 48446-7713
Document Number	0032130061
Book / Page	3213 / 61
Instrument Date	Jun 17, 2021
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1090 GRAY RD, 1090, LAPEER, MI 48446-7713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1090 GRAY RD, LAPEER, MI 48446-7713

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,600 (-0.61%)	$359,200 (-0.61%)
2025	$2,028.00 (+4.32%) Homeowner's exemption	$180,700 (+19.75%)	$361,400 (+19.75%)
2024	$1,944.00 (+9.4%)
2023		$150,900	$301,800
2022	$1,777.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bitwise Fixed Wireless	100 / 10
Verizon Fixed Wireless	25 / 6
T-Mobile USA Fixed Wireless	25 / 3

May also be available: AT&T, Spectrum.

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gray Rd

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