294 Gray Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 294 Gray Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,640 sqft · built 1974
Lot Size	8.4 acres (365,904 sqft)
Owner	2 Individual Names on File
Last Sale	$246,000 (Nov 2017)
Tax Bill	$1,407 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`008-002-009-00`

Property Details

APN / Parcel Number

Primary APN	`008-002-009-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,640 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	720 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	365,904 sqft (8.4 acres)
Garage Area	576 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	294 GRAY RD
City	LAPEER
State	MI
Zip	48446-2851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SEC 2 T7N R9E BEG 160 FT N OF W 1/4 POST; TH N 270 FT; TH S 88 DEG E 1080 FT; TH E 32 FT; TH S 175 FT; TH W 32 FT; TH S 255
Legal Range	09E
Legal Township	07N
Legal Section	02
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1021
Census Tract	336000

Owner

Source: Lapeer County records · APN 008-002-009-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	294 GRAY RD, LAPEER, MI 48446-2851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 27, 2017 · Amount on Record
Deed Sale	Nov 27, 2017 · Amount on Record
Prior Sale	Aug 08, 2016 · Amount on Record
Deed Book / Page	2932 / 493
Transfer Doc	0032610110
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Dec 17, 2021
Property Address	294 GRAY RD, LAPEER, MI 48446-2851
Document Number	0032610110
Book / Page	3261 / 110
Instrument Date	Dec 09, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 GRAY RD, LAPEER, MI 48446-2851

Mortgage

Document Number	0003261115
Date	Dec 17, 2021
Instrument	3261/115

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Nov 27, 2017
Property Address	294 GRAY RD, LAPEER, MI 48446-2851
Document Number	0029320493
Book / Page	2932 / 493
Instrument Date	Nov 10, 2017
Transaction Type	Transfer
Record Updated	Jul 05, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2173 S DYE RD, FLINT, MI 48532-4125

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,407.00 (-55.36%) Homeowner's exemption	$194,400 (+23.35%)	$388,800 (+23.35%)
2024	$3,152.00 (+10.06%)
2023		$157,600	$315,200
2022	$2,864.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bitwise Fixed Wireless	100 / 10

May also be available: AT&T, Spectrum, T-Mobile USA, Verizon.

Based on FCC filings for 9 locations within half a mile of this property.

Nearby Properties on Gray Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures