Lorain County property record for 475 Elberta Dr, Vermilion, OH 44089
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,042 sqft · built 2006 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $100,000 (Nov 2024) |
| Tax Bill | $1,213 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00-001-106-074 |
| Primary APN | 01-00-001-106-074 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,042 sqft Living Area |
| Gross Area | 1,294 sqft |
| 1st Floor Area | 1,042 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 95 ft deep x 122 ft wide |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Patio Area | 120 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Street Address | 475 ELBERTA DR |
|---|---|
| City | VERMILION |
| State | OH |
| Zip | 44089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELBERTA BEACH 121.95 X 95 |
| Legal Subdivision | ELBERTA BEACH |
| Legal Block | 106 |
| Legal Lot Number | 257 8 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | BROWNHELM |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30101 |
475 Elberta Dr is held in a trust since September 2026.
Source: Lorain County records, as of September 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1007 RIVERSIDE DR, VERMILION, OH 44089-3314 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 28, 2021 | Warranty Deed, Transfer MILLER HOME TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2024 · Amount on File |
| Deed Sale | Nov 4, 2024 · Amount on File |
| Prior Sale | Jul 28, 2021 · Amount on File |
| Deed Document Number | 202432108 |
| Last Transfer Date | Sep 2, 2026 |
| Transfer Doc | 0000110914 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 9, 2026 |
| Property Address | 475 ELBERTA DR, VERMILION, OH 44089 |
| Document Number | 0000110914 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 2026110914 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1007 RIVERSIDE DR, VERMILION, OH 44089-3314 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 28, 2021 |
| Property Address | 475 ELBERTA DR, VERMILION, OH 44089 |
| Document Number | 20210831096 |
| Map Reference | VOL 10 PG 13&14 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 2021-0831096 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2021 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
The 2025 property tax bill for 475 Elberta Dr was $1,213.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Brownhelm Township |
| Municipality | Vermilion City |
| Unified School District | Vermilion Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,213.00 | $23,860 (+0.02%) Land $12,620 Building $11,240 | $68,160 (-) Land $36,050 Building $32,110 |
| 2024 | $1,213.00 (+10.68%) | $23,856 (+16.15%) Land $12,618 Building $11,239 | $68,160 (+16.16%) Land $36,050 Building $32,110 |
| 2023 | $1,096.00 (+24.4%) | $20,539 (+23.58%) Land $11,491 Building $9,048 | $58,680 Land $32,830 Building $25,850 |
| 2022 | $881.00 | $16,620 Land $11,490 Building $5,130 | |
| 2021 | $47,480 Land $32,830 Building $14,650 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 475 Elberta Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 475 Elberta Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERMILION CITY serves 10,594 people · EPA ID OH2201511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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