Lorain County property record for 453 Elberta Dr, Vermilion, OH 44089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1900 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $98,500 (Mar 2007) |
| Tax Bill | $1,802 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00-001-106-032 |
| Primary APN | 01-00-001-106-032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 118 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 453 ELBERTA DR |
|---|---|
| City | VERMILION |
| State | OH |
| Zip | 44089-2110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELBERTA BCH 40 X 118 S/L 119 |
| Legal Subdivision | ELBERTA BEACH SUBDIVISION |
| Legal Block | 106 |
| Legal Lot Number | 199 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | BROWNHELM |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30101 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 453 ELBERTA DR, VERMILION, OH 44089-2110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 12, 2020 | Deed of Trust, Mortgage PNC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2007 · Amount on Record |
| Deed Sale | Mar 20, 2007 · Amount on Record |
| Deed Document Number | 2007001188 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 453 ELBERTA DR, VERMILION, OH 44089-2110 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 453 ELBERTA DR, VERMILION, OH 44089-2110 |
| Document Number | 0000012138 |
|---|---|
| Date | May 6, 2024 |
| Instrument | 2024-0012138 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 12, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 453 ELBERTA DR, VERMILION, OH 44089-2110 |
| Document Number | 0000753627 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2020 |
| Title Company | NATIONALLINK |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 453 ELBERTA DR VERMILION OH 440892110, VERMILION, OH 44089-2110 |
| Document Number | 0000753627 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 753627 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Mar 19, 2035 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Brownhelm Township |
| Municipality | Vermilion City |
| Unified School District | Vermilion Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,802.00 | $37,250 (%) Land $6,930 Building $30,320 | $106,430 (-) Land $19,800 Building $86,630 |
| 2024 | $1,802.00 (+11.23%) | $37,251 (+19.57%) Land $6,930 Building $30,321 | $106,430 (+19.57%) Land $19,800 Building $86,630 |
| 2023 | $1,620.00 (+0.75%) | $31,154 (+0.01%) Land $6,311 Building $24,843 | $89,010 (-) Land $18,030 Building $70,980 |
| 2022 | $1,608.00 | $31,150 Land $6,310 Building $24,840 | |
| 2021 | $89,010 Land $18,030 Building $70,980 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERMILION CITY serves 10,594 people · EPA ID OH2201511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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