Lorain County property record for 437 Elberta Dr, Vermilion, OH 44089
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 828 sqft · built 1900 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,585 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00-001-106-030 |
| Primary APN | 01-00-001-106-030 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 828 sqft Living Area |
| 1st Floor Area | 828 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 118 ft deep x 40 ft wide |
| Heating System | HVAC |
|---|
| Street Address | 437 ELBERTA DR |
|---|---|
| City | VERMILION |
| State | OH |
| Zip | 44089-2110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELBERTA BEACH SUB 40 X 118 |
| Legal Subdivision | ELBERTA BEACH SUB |
| Legal Block | 106 |
| Legal Lot Number | 201 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | BROWNHELM |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30101 |
437 Elberta Dr is held in a trust since March 2024.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1033 VERMILION RD, VERMILION, OH 44089-3310 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 3 Names on Deed |
|---|---|
| Prior Sale | Sep 12, 2003 · Amount on File |
| Last Transfer Date | Mar 27, 2024 |
| Transfer Doc | 0000008027 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 27, 2024 |
| Property Address | 437 ELBERTA DR, VERMILION, OH 44089-2110 |
| Document Number | 0000008027 |
| Map Reference | VOL 10 PG 13&14 |
| Instrument Date | Mar 25, 2024 |
| Instrument | 2024-0008027 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1033 VERMILION RD, VERMILION, OH 44089-3310 |
The 2025 property tax bill for 437 Elberta Dr was $1,585.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Brownhelm Township |
| Municipality | Vermilion City |
| Unified School District | Vermilion Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,585.00 | $31,180 (-0.01%) Land $6,930 Building $24,250 | $89,090 (-) Land $19,800 Building $69,290 |
| 2024 | $1,585.00 (+22.77%) | $31,182 (+28.89%) Land $6,930 Building $24,252 | $89,090 (+28.89%) Land $19,800 Building $69,290 |
| 2023 | $1,291.00 (+0.7%) | $24,193 (+0.01%) Land $6,311 Building $17,882 | $69,120 Land $18,030 Building $51,090 |
| 2022 | $1,282.00 | $24,190 Land $6,310 Building $17,880 | |
| 2021 | $69,120 Land $18,030 Building $51,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 437 Elberta Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 437 Elberta Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERMILION CITY serves 10,594 people · EPA ID OH2201511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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