Cherokee County property record for 417 Co Rd 531, Centre, AL 35960
| Property Type | Mobile Home |
|---|---|
| Details | 1,680 sqft · built 2005 |
| Owner | 2 Individual Names on Record |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-13-04-20-0-000-040.007 |
| Primary APN | 13-13-04-20-0-000-040.007 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,680 sqft Living Area |
|---|
| Year Built | Built 2005 |
|---|---|
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | 336 sqft |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Account Number | 8045 |
|---|---|
| Street Address | 417 COUNTY ROAD 531 |
| City | CENTRE |
| State | AL |
| Zip | 35960-6118 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 6 COTHRAN EST SUBD SECTOR # 1 PB 9 PG 39 |
| Legal Subdivision | COTHRAN EST |
| Legal Lot Number | 6 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 956000 |
Source: Cherokee County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 417 COUNTY ROAD 531, CENTRE, AL 35960-6118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 417 COUNTY ROAD 531, CENTRE, AL 35960-6118 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 417 COUNTY ROAD 531, CENTRE, AL 35960-6118 |
| Document Number | 0000241611 |
|---|---|
| Date | Dec 9, 2025 |
| Instrument | 241611 |
| Name | CREDIT HUMAN FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 8, 2050 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $7,020 (-17.22%) Land $4,200 Building $2,820 | $88,300 (+4.37%) Land $42,000 Building $46,300 |
| 2023 | Additional exemption filed | $8,480 | $84,600 Land $37,500 Building $47,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
4G LTE only, no 5G reported
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