Dubuque County property record for 475 Cedar Cross Rd, Dubuque, IA 52003
| Property Type | Bank, Financial Building |
|---|---|
| Details | 5,426 sqft · built 2003 |
| Lot Size | 1.29 acres (56,018 sqft) |
| Owner | Company Name on Record |
| Last Sale | $720,000 (Dec 2025) |
| Tax Bill | $56,530 (2024) |
| Deeds & Mortgages | Dec 2025 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-27-354-004 |
| Primary APN | 10-27-354-004 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 5,426 sqft Gross Area |
| 1st Floor Area | 5,426 sqft |
| Basement Area | 5,426 sqft |
| Elevator | Elevator |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | EIFS / Synthetic Stucco |
| Roof Material | Urethane Foam |
| Lot Area | 56,018 sqft (1.29 acres) |
| Water Source | Commercial |
|---|
| Street Address | 475 CEDAR CROSS RD |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52003-7703 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | CI |
| Legal Description | LOT 1 CEDAR LAKE PLAZA SECOND ADD |
| Legal Subdivision | CEDAR LAKE PLAZA SECOND ADD |
| Legal Lot Number | 1 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 802 |
Source: Dubuque County records, as of January 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1345 VALENTINE DR, DUBUQUE, IA 52003-0287 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2025 · Amount on Record |
| Deed Sale | Dec 23, 2025 · Amount on Record |
| Prior Sale | Jan 4, 2016 · Amount on Record |
| Deed Document Number | 2025-00013897 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Dec 23, 2025 |
| Property Address | 475 CEDAR CROSS RD, DUBUQUE, IA 52003-7703 |
| Document Number | 0000013897 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 2025-00013897 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,151.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1345 VALENTINE DR, DUBUQUE, IA 52003-0287 |
| Document Number | 0000013952 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 2025-00013952 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2055 |
| Change Frequency | Monthly |
|---|
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,309,200 (+7.77%) Land $354,900 Building $1,954,300 | $2,309,200 (+7.77%) Land $354,900 Building $1,954,300 | |
| 2024 | $56,530.00 (+16.03%) | ||
| 2023 | $2,142,700 (+20.74%) Land $308,600 Building $1,834,100 | $2,142,700 (+20.74%) Land $308,600 Building $1,834,100 | |
| 2022 | $48,722.00 | $1,774,640 Land $308,640 Building $1,466,000 | |
| 2021 | $1,774,640 Land $308,640 Building $1,466,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Maquoketa Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Comelec Internet Services, ImOn Communications, Nextlink.
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