Dubuque County property record for 565 Cedar Cross Rd, Dubuque, IA 52003
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 11,000 sqft · built 2005 |
| Lot Size | 1.15 acres (49,920 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $29,070 (2024) |
| Deeds & Mortgages | Jan 2026 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-34-101-018 |
| Primary APN | 10-34-101-018 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 11,000 sqft Gross Area |
| 1st Floor Area | 9,575 sqft |
| Basement Area | 6,825 sqft |
| Overhead Door | Overhead Door |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Metal |
| Roof Material | Metal |
| Lot Area | 49,920 sqft (1.15 acres) |
| Water Source | Commercial |
|---|
| Street Address | 565 CEDAR CROSS RD |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52003-7704 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | CI |
| Legal Description | LOT 1 CEDAR LAKE PLAZA 3RD ADD |
| Legal Subdivision | HOOVER |
| Legal Lot Number | 1 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 802 |
Source: Dubuque County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 10300 DIXIE DR, DUBUQUE, IA 52001-9404 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 8, 2026 | Deed of Trust, Mortgage · Line of Credit FIDELITY BANK & TRUST |
| Dec 14, 2020 | Deed of Trust, Mortgage FIDELITY BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2006 |
| Deed Sale | Aug 17, 2006 |
| Prior Sale | Feb 28, 2006 |
| Deed Document Number | 2006-00012747 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 565 CEDAR CROSS RD, DUBUQUE, IA 52003-7704 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10284 DIXIE DR, DUBUQUE, IA 52001-9427 |
| Document Number | 0000000225 |
|---|---|
| Date | Jan 8, 2026 |
| Instrument | 2026-00000225 |
| Name | FIDELITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | 4250 ASBURY RD, DUBUQUE, IA 52002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 565 CEDAR CROSS RD, DUBUQUE, IA 52003-7704 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10284 DIXIE DR, DUBUQUE, IA 52001-9427 |
| Document Number | 0000019874 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 2020-00019874 |
| Name | FIDELITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | DUBUQUE, IA 52002 |
| Amount | Amount Recorded |
|---|
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,228,600 (+8.12%) Land $275,000 Building $953,600 | $1,228,600 (+8.12%) Land $275,000 Building $953,600 | |
| 2024 | $29,070.00 (+14.22%) | ||
| 2023 | $1,136,300 (+18.97%) Land $275,000 Building $861,300 | $1,136,300 (+18.97%) Land $275,000 Building $861,300 | |
| 2022 | $25,450.00 | $955,150 Land $275,040 Building $680,110 | |
| 2021 | $955,150 Land $275,040 Building $680,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Maquoketa Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Comelec Internet Services, ImOn Communications, Nextlink.
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