401 Cedar Cross Rd, Dubuque, IA 52003 Property Records

Dubuque County property record for 401 Cedar Cross Rd, Dubuque, IA 52003

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,144 sqft · built 1978
Lot Size0.755 acres (32,900 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Oct 2021)
Tax Bill$3,370 (2024)
Deeds & MortgagesOct 2021 Sale & Mortgage
Jun 2018 Transfer
Flood ZoneZone X (minimal risk)
APN10-34-101-002

Property Details

APN / Parcel Number

Primary APN10-34-101-002

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,144 sqft Living Area
1st Floor Area1,144 sqft
Basement Area1,144 sqft
Finished Basement850 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeWood Frame
Lot Area32,900 sqft (0.755 acres)
Lot Dimensions235 ft deep x 140 ft wide
Garage TypeMixed
Garage Area528 sqft
CarportCarport
Carport Area600 sqft
Parking Spaces4 Parking Spaces
Deck Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address401 CEDAR CROSS RD
CityDUBUQUE
StateIA
Zip52003-7703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionLOT 1-2 MINERAL LOT 219
Legal SubdivisionHOOVER
Legal Lot Number1-2,219 2
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group3
Census Block3010
Census Tract802

Owner

Source: Dubuque County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address965 KANE ST, DUBUQUE, IA 52001-1726
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Warranty Deed, Transfer · Conventional Mortgage
DUPACO COMMUNITY CU
Jun 25, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2021 · Amount on Record
Deed SaleOct 27, 2021 · Amount on Record
Deed Document Number2021-00017880
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateOct 27, 2021
Property Address401 CEDAR CROSS RD, DUBUQUE, IA 52003-7703
Document Number0000017880
Instrument DateOct 6, 2021
Instrument2021-00017880
Transaction TypeTransfer
Record UpdatedNov 8, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$319.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address965 KANE ST, DUBUQUE, IA 52001-1726

Mortgage

Document Number0000017881
DateOct 27, 2021
Instrument2021-00017881
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUBUQUE IA
Recording DateJun 25, 2018
Property Address401 CEDAR CROSS RD, DUBUQUE, IA 52003-7703
Document Number0000006968
Instrument DateJun 18, 2018
Instrument6968
Transaction TypeTransfer
Record UpdatedJul 23, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address401 CEDAR CROSS RD DUBUQUE IA 520037703, DUBUQUE, IA 52003-7703

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$251,700 (+7.43%) Land $38,400 Building $213,300$251,700 (+7.43%) Land $38,400 Building $213,300
2024$3,370.00 (+2.56%)
2023$234,300 (+22.95%) Land $35,900 Building $198,400$234,300 (+22.95%) Land $35,900 Building $198,400
2022$3,286.00 Homeowner's exemption$190,570 Land $35,870 Building $154,700
2021$190,570 Land $35,870 Building $154,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Maquoketa Valley Electric Cooperative
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Comelec Internet Services, ImOn Communications, Nextlink.

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