Flathead County property record for 475 Bear St, Coram, MT 59913
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,289 sqft · built 1990 |
| Lot Size | 18.1 acres (788,436 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,442 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R0793004 |
| Primary APN | R0793004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,289 sqft Living Area |
| 1st Floor Area | 1,159 sqft |
| Attic | Attic |
| Attic Area | 130 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Rustic |
| Exterior Material | Other |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 788,436 sqft (18.1 acres) |
| Porch | Slab |
| Porch Area | 723 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000973100 |
|---|---|
| Street Address | 118 BAUMAN LN |
| City | CORAM |
| State | MT |
| Zip | 59913-7733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S20, T31 N, R19 W, 14786-B, PARCEL N/A, TR 5DA IN NE4 TR 5L IN E2NE4 |
| Legal Range | 19W |
| Legal Township | 31N |
| Legal Section | 20 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | SOUTH FORK |
| Census Block Group | 1 |
| Census Block | 1275 |
| Census Tract | 102 |
475 Bear St, a rural home, is owned by two individuals.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 297, PLAINS, MT 59859-0297 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 475 Bear St was $3,442.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Columbia Falls Elementary School District (PK - 08) |
| Secondary School District | Columbia Falls High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,442.00 | $385,291 | |
| 2025 | $385,291 Land $141,681 Building $243,610 | ||
| 2023 | $2,457.00 | $326,402 | $326,402 Land $117,092 Building $209,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 475 Bear St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 475 Bear St is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 48% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| MontanaSky Networks Fixed Wireless | 50 / 10 |
May also be available: CenturyLink.
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