365 Bear St, Coram, MT 59913 Property Records

Flathead County property record for 365 Bear St, Coram, MT 59913

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,896 sqft · built 1996
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$465,500 (Jun 2024)
Tax Bill	$5,555 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0790139`

Property Details

APN / Parcel Number

Primary APN	`R0790139`
Alternative APNs	`07-4295-20-1-02-15-0000` `0000969876`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,896 sqft Living Area
1st Floor Area	1,464 sqft
Upper Floors Area	432 sqft
Basement Area	576 sqft
Finished Basement	576 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	240 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000969876
Street Address	365 BEAR ST
City	CORAM
State	MT
Zip	59913-7776
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAROC PINES, S20, T31 N, R19 W, LOT 3, ASSR #0000969876
Legal Range	19W
Legal Township	31N
Legal Section	20
Legal Subdivision	MAROC PINES
Legal Lot Number	3
Jurisdiction	FLATHEAD MT
Township / Civil Division	SOUTH FORK
Census Block Group	1
Census Block	1275
Census Tract	102

Owner

365 Bear St is owned by an individual who bought it in June 2024.

Source: Flathead County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 130465, CORAM, MT 59913-0465
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Commercial Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Nov 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BAY EQUITY LLC
Feb 19, 2020	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Feb 6, 2018	Intrafamily Transfer, Transfer · FHA Mortgage PLANET HOME LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2024 · Amount on File
Deed Sale	Jun 17, 2024 · Amount on File
Prior Sale	Nov 3, 2021 · Amount on File
Deed Document Number	20249939
Prior Transfer Date	Mar 19, 2024
Prior Transfer Doc	0000009939
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	365 BEAR ST, CORAM, MT 59913-7776
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 BEAR ST, CORAM, MT 59913-7776

Mortgage

Document Number	202600001416
Date	Jan 21, 2026
Instrument	202600001416

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	TEMPE, AZ 85288

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Nov 3, 2021
Property Address	365 BEAR ST, CORAM, MT 59913-7776
Document Number	202100038544
Instrument Date	Oct 29, 2021
Instrument	202100038544
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 130465, CORAM, MT 59913-0465

Mortgage

Document Number	202100038545
Date	Nov 3, 2021
Instrument	202100038545

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	365 BEAR ST, CORAM, MT 59913-7776
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000004416
Date	Feb 19, 2020
Instrument	202000004416

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Feb 6, 2018
Property Address	365 BEAR ST, CORAM, MT 59913-7776
Document Number	201800002481
Instrument Date	Jan 25, 2018
Instrument	201800002481
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 BEAR ST, CORAM, MT 59913-7776

Mortgage

Document Number	201800002482
Date	Feb 6, 2018
Instrument	201800002482

Lender

Name	PLANET HOME LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 365 Bear St was $5,555.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Columbia Falls Elementary School District (PK - 08)
Secondary School District	Columbia Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,555.00	$606,100
2025			$606,100 Land $129,700 Building $476,400
2023	$4,070.00	$518,900	$518,900 Land $100,900 Building $418,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 365 Bear St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 365 Bear St is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 48% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
MontanaSky Networks Fixed Wireless	50 / 10

May also be available: CenturyLink.

Nearby Properties on Bear St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures