392 Bear St, Coram, MT 59913 Property Records

Flathead County property record for 392 Bear St, Coram, MT 59913

Property Summary

Property Type	Single Family Home
Details	1 ba · 336 sqft · built 2015
Lot Size	3.36 acres (146,362 sqft)
Owner	Company Name on File
Last Sale	$33,250 (May 2022)
Tax Bill	$1,379 (2026)
Deeds & Mortgages	Jan 2020 Mortgage May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R650441`

Property Details

APN / Parcel Number

Primary APN	`R650441`
Alternative APNs	`07-4295-20-1-02-45-0000` `0000013793`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	336 sqft Living Area
1st Floor Area	336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	146,362 sqft (3.36 acres)

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000013793
Street Address	392 BEAR ST
City	CORAM
State	MT
Zip	59913-7776
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S20, T31 N, R19 W, C.O.S. 18884, PARCEL B, TR 5JA IN NE4NE4 ASSR #0000013793
Legal Range	19W
Legal Township	31N
Legal Section	20
Legal Subdivision	CERTIFICATE FO SURVEY NO 18884
Jurisdiction	FLATHEAD MT
Township / Civil Division	SOUTH FORK
Census Block Group	1
Census Block	1275
Census Tract	102

Owner

392 Bear St is owned by a company that bought it in May 2022.

Source: Flathead County records, as of September 11, 2026

Owner of Record	Company Name on File
Mailing Address	1031 MOONLIGHT WAY, COLUMBIA FALLS, MT 59912-9485
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2020	Deed of Trust, Mortgage · Commercial Mortgage PARK SIDE FCU
May 3, 2022	Quit Claim Deed, Transfer · Line of Credit GLACIER BANK
Dec 3, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2022 · Amount on File
Deed Sale	May 3, 2022 · Amount on File
Prior Sale	Dec 3, 2021
Deed Document Number	202211398
Prior Transfer Date	Apr 29, 2022
Prior Transfer Doc	0000011398
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	392 BEAR ST, CORAM, MT 59913-7776
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000001093
Date	Jan 14, 2020
Instrument	202000001093

Lender

Name	PARK SIDE FCU
Type	Credit Union
Address	COLUMBIA FALLS, MT 59912

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	May 3, 2022
Property Address	392 BEAR ST, CORAM, MT 59913-7776
Document Number	202200011398
Instrument Date	Apr 29, 2022
Instrument	202200011398
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	392 BEAR ST, CORAM, MT 59913-7776

Mortgage

Document Number	202200011399
Date	May 3, 2022
Instrument	202200011399

Lender

Name	GLACIER BANK
Type	Bank
Address	59972

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 3, 2021
Property Address	392 BEAR ST, CORAM, MT 59913-7776
Document Number	202100041707
Instrument Date	Dec 3, 2021
Instrument	202100041707
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1031 MOONLIGHT WAY, COLUMBIA FALLS, MT 59912-9485

Tax Assessment & Valuation

The 2026 property tax bill for 392 Bear St was $1,379, up 2.5% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Columbia Falls Elementary School District (PK - 08)
Secondary School District	Columbia Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,379.00 (+2.53%)	$376,240 (-)
2025	$1,345.00	$376,240	$376,240 Land $178,080 Building $198,160
2023	$2,526.00	$321,972	$321,972 Land $148,572 Building $173,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 392 Bear St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 392 Bear St is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 48% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
MontanaSky Networks Fixed Wireless	50 / 10

May also be available: CenturyLink.

Nearby Properties on Bear St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures