475 3rd St SW, Cokato, MN 55321 Property Records

Wright County property record for 475 3rd St SW, Cokato, MN 55321

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,539 sqft · built 1994
Lot Size	0.833 acres (36,285 sqft)
Owner	2 Individual Names on File
Last Sale	$296,900 (Dec 2021)
Tax Bill	$5,034 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-041-001010`

Property Details

APN / Parcel Number

Primary APN	`105-041-001010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,539 sqft Living Area
1st Floor Area	1,539 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Metal
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,285 sqft (0.833 acres)
Garage Type	Mixed
Garage Area	1,395 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	253 sqft
Deck Area	187 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	475 3RD ST SW
City	COKATO
State	MN
Zip	55321-9405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-33 TWP-119 RANGE-028 SEMKE ADDN LOT-001 BLOCK-001 ALSO LOT 2 LOT 2
Legal Range	028
Legal Township	119
Legal Section	33
Legal Subdivision	SEMKE ADDN
Legal Block	1
Legal Lot Number	1-2
Jurisdiction	WRIGHT MN
Township / Civil Division	COKATO
Census Block Group	3
Census Block	3018
Census Tract	101300

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	475 3RD ST SW, COKATO, MN 55321-9405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Oct 22, 2021	Affidavit of Death of Joint Tenant, Transfer
Sep 5, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2021 · Amount on File
Deed Sale	Dec 9, 2021 · Amount on File
Prior Sale	Apr 5, 2005 · Amount on File
Deed Document Number	20211492834
Last Transfer Date	Oct 14, 2025
Transfer Doc	0001587754
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Dec 9, 2021
Property Address	475 3RD ST SW, COKATO, MN 55321-9405
Document Number	0001492834
Instrument Date	Nov 17, 2021
Instrument	1492834
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$979.77
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	475 3RD ST SW, COKATO, MN 55321-9405

Mortgage

Document Number	0001492835
Date	Dec 9, 2021
Instrument	1492835

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

October 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WRIGHT MN
Recording Date	Oct 22, 2021
Property Address	475 3RD ST SW, COKATO, MN 55321-9405
Document Number	0001487979
Instrument Date	Oct 21, 2021
Instrument	1487979
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21504 ROUILLARD BLVD, ROGERS, MN 55374-9195

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	WRIGHT MN
Recording Date	Sep 5, 2018
Property Address	475 3RD ST SW, COKATO, MN 55321-9405
Document Number	0001378871
Instrument Date	Aug 30, 2018
Instrument	1378871
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 3RD ST SW COKATO MN 553219405, COKATO, MN 55321-9405

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cokato City
County	Wright County
Unified School District	Dassel-Cokato Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,034.00 (+30.35%)	$380,700 (+1.68%) Land $55,700 Building $325,000	$380,700 (+1.68%) Land $55,700 Building $325,000
2025		$374,400 (+16.89%) Land $60,400 Building $314,000	$374,400 (+16.89%) Land $60,400 Building $314,000
2023	$3,862.00 (+19.57%)	$320,300 Land $49,100 Building $271,200	$320,300 Land $49,100 Building $271,200
2022	$3,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1991)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cokato serves 2,792 people · EPA ID MN1860006
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Broadband, Meeker Cooperative Light & Power Association.

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