495 3rd St SW, Cokato, MN 55321 Property Records

Wright County property record for 495 3rd St SW, Cokato, MN 55321

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 637 sqft · built 1990
Lot Size	0.426 acres (18,557 sqft)
Owner	Individual Name on File
Last Sale	$123,900 (Jul 2017)
Tax Bill	$2,282 (2026)
Deeds & Mortgages	Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`105-041-001040`

Property Details

APN / Parcel Number

Primary APN	`105-041-001040`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	637 sqft Living Area
1st Floor Area	635 sqft
Basement Area	553 sqft
Finished Basement	553 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	18,557 sqft (0.426 acres)
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Deck Area	100 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	495 3RD ST SW
City	COKATO
State	MN
Zip	55321-9405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-33 TWP-119 RANGE-028 SEMKE ADDN LOT-004 BLOCK-001
Legal Range	028
Legal Township	119
Legal Section	33
Legal Subdivision	SEMKE ADDN
Legal Block	1
Legal Lot Number	4
Jurisdiction	WRIGHT MN
Township / Civil Division	COKATO
Census Block Group	3
Census Block	3018
Census Tract	101300

Owner

495 3rd St SW is owned and occupied by an individual who bought it in July 2017.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	495 3RD ST SW, COKATO, MN 55321-9405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2017 · Amount on File
Deed Sale	Jul 24, 2017 · Amount on File
Prior Sale	Aug 2, 2001 · Amount on File
Deed Document Number	20171348940
Record Updated	Sep 20, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 24, 2017
Property Address	495 3RD ST SW, COKATO, MN 55321-9405
Document Number	0001348940
Instrument Date	Jul 20, 2017
Instrument	1348940
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Tax	$408.87
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 3RD ST SW, COKATO, MN 55321-9405

Tax Assessment & Valuation

The 2026 property tax bill for 495 3rd St SW was $2,282.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cokato City
County	Wright County
Unified School District	Dassel-Cokato Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,282.00	$196,800 (+3.85%) Land $50,200 Building $146,600	$196,800 (+3.85%) Land $50,200 Building $146,600
2025		$189,500 Land $53,600 Building $135,900	$189,500 Land $53,600 Building $135,900
2023	$2,066.00 (+26.75%)	$170,400 Land $42,800 Building $127,600	$170,400 Land $42,800 Building $127,600
2022	$1,630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 495 3rd St SW in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1991)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 3rd St SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cokato serves 2,792 people · EPA ID MN1860006
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Broadband, Meeker Cooperative Light & Power Association.

Nearby Properties on 3rd St SW

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