Wright County property record for 445 3rd St SW, Cokato, MN 55321
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1964 |
| Lot Size | 0.815 acres (35,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $16,000 (Jul 2002) |
| Tax Bill | $2,098 (2026) |
| Deeds & Mortgages | Sep 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-500-331112 |
| Primary APN | 105-500-331112 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 35,501 sqft (0.815 acres) |
| Deck Area | 192 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 445 3RD ST SW |
|---|---|
| City | COKATO |
| State | MN |
| Zip | 55321-9405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-33 TWP-119 RANGE-028 UNPLATTED LAND COKATO E230FT OF NE1/4OF NE1/4S OF RY EX HWY EX E123FT (BK288-698) 1/4OF NE1/4S OF R |
| Legal Range | 028 |
| Legal Township | 119 |
| Legal Section | 33 |
| Legal Subdivision | UNPLATTED LAND COKATO |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | COKATO |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 101300 |
445 3rd St SW is owned by two individuals who acquired it in September 2021.
Source: Wright County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6827 40TH ST SW, HOWARD LAKE, MN 55349-5216 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2002 · Amount on File |
| Deed Sale | Jul 11, 2002 · Amount on File |
| Prior Sale | Jul 11, 2002 · Amount on File |
| Deed Document Number | 200279143 |
| Last Transfer Date | Sep 28, 2021 |
| Transfer Doc | 0001485180 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Sep 28, 2021 |
| Property Address | 445 3RD ST SW, COKATO, MN 55321-9405 |
| Document Number | 0001485180 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 1485180 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
The 2026 property tax bill for 445 3rd St SW was $2,098.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cokato City |
| County | Wright County |
| Unified School District | Dassel-Cokato Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,098.00 | $150,700 (-0.53%) Land $55,600 Building $95,100 | $150,700 (-0.53%) Land $55,600 Building $95,100 |
| 2025 | $151,500 Land $60,300 Building $91,200 | $151,500 Land $60,300 Building $91,200 | |
| 2023 | $1,965.00 (+18.95%) | $137,500 Land $49,000 Building $88,500 | $137,500 Land $49,000 Building $88,500 |
| 2022 | $1,652.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 3rd St SW in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–1991) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 3rd St SW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cokato serves 2,792 people · EPA ID MN1860006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nuvera Communications Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Broadband, Meeker Cooperative Light & Power Association.
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