Macomb County property record for 47494 Echo Ct, Shelby Township, MI 48315
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,672 sqft · built 1999 |
| Lot Size | 0.244 acres (10,629 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Dec 2023) |
| Tax Bill | $7,072 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Oct 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-07-25-302-015 |
| Primary APN | 23-07-25-302-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,672 sqft Living Area |
| 1st Floor Area | 1,407 sqft |
| Basement Area | 1,407 sqft |
| Unfinished Basement | 1,407 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Construction Type | Brick |
| Lot Area | 10,629 sqft (0.244 acres) |
| Lot Dimensions | 13 ft deep x 9.2 ft wide |
| Garage Type | Attached |
| Garage Area | 431 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 47494 ECHO CT |
|---|---|
| City | SHELBY TOWNSHIP |
| State | MI |
| Zip | 48315-4845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CK MAP |
| Legal Description | RAVEN'S POINTE #1 LOT 9 LIBER 133 PAGES 9-11 |
| Legal Subdivision | RAVENS POINTE SUB |
| Legal Lot Number | 9 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | SHELBY |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 227000 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 47494 ECHO CT, SHELBY TOWNSHIP, MI 48315-4845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Oct 10, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST MERCHANTS BANK |
| Dec 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK |
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Mar 20, 2018 | Warranty Deed, Transfer LAKE MI CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2023 · Amount on Record |
| Deed Sale | Dec 20, 2023 · Amount on Record |
| Prior Sale | Mar 20, 2018 · Amount on Record |
| Deed Document Number | 2023105250 |
| Deed Book / Page | 29418 / 504 |
| Last Transfer Date | Sep 26, 2025 |
| Transfer Doc | 0000091480 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 47494 ECHO CT, SHELBY TOWNSHIP, MI 48315-4845 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 47494 ECHO CT, SHELBY TOWNSHIP, MI 48315-4845 |
| Document Number | 2102226724 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 27946/24 |
| Instrument | 202102226724 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Oct 10, 2025 |
| Property Address | 47494 ECHO CT, SHELBY TOWNSHIP, MI 48315-4845 |
| Document Number | 2500091480 |
| Book / Page | 30332 / 520 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 202500091480 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 47494 ECHO CT, SHELBY TOWNSHIP, MI 48315-4845 |
| Name | Verified Name |
|---|---|
| Address | 47494 ECHO CT, SHELBY TOWNSHIP, MI 48315-4845 |
| Document Number | 0000332522 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 30332/522 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Dec 20, 2023 |
| Property Address | 47494 ECHO CT, SHELBY TOWNSHIP, MI 48315-4845 |
| Document Number | 2300105250 |
| Book / Page | 29418 / 504 |
| Map Reference | LB 133 PG 9 |
| Instrument Date | Dec 18, 2023 |
| Instrument | 202300105250 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2024 |
| Title Company | DREAM TITLE AND ESCROW AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,012.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 47494 ECHO CT, SHELBY TOWNSHIP, MI 48315-4845 |
| Name | Verified Name |
|---|---|
| Address | 2609 HELMSDALE CIR, ROCHESTER HILLS, MI 48307-4296 |
| Document Number | 2300104919 |
|---|---|
| Date | Dec 19, 2023 |
| Book Page | 29416/915 |
| Instrument | 202300104919 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | MUNCIE, IN 47305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 47494 ECHO CT, SHELBY TOWNSHIP, MI 48315-4845 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 47494 ECHO CT, SHELBY TOWNSHIP, MI 48315-4845 |
| Document Number | 0000106582 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 26974/900 |
| Instrument | 2106582 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Jul 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Mar 20, 2018 |
| Property Address | 47494 ECHO CT, SHELBY TOWNSHIP, MI 48315-4845 |
| Document Number | 0000028743 |
| Book / Page | 025264 / 000642 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 28743 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,580.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2157 REGENCY HILLS DR SHELBY TOWNSHIP MI 483162055, SHELBY TOWNSHIP, MI 48316-2055 |
| Document Number | 28744 |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | 025264/000644 |
| Instrument | 28744 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 19, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.86% |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Shelby Charter Township |
| Unified School District | Utica Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243,400 (+1.93%) | $486,800 (+1.93%) | |
| 2025 | $7,072.00 (+2.87%) Homeowner's exemption | $238,800 (+23.35%) | $477,600 (+23.35%) |
| 2024 | $6,875.00 (+40.88%) | ||
| 2023 | $193,600 | $387,200 | |
| 2022 | $4,880.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHELBY TOWNSHIP serves 72,000 people · EPA ID MI0006010 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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