47420 Echo Ct, Shelby Township (Utica), MI 48315 Property Records

Macomb County property record for 47420 Echo Ct, Shelby Township, MI 48315

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,303 sqft · built 2000
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on File
Last Sale$337,429 (Nov 2000)
Tax Bill$5,614 (2025)
Deeds & MortgagesSep 2020 Mortgage
Jun 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN23-07-25-302-012

Property Details

APN / Parcel Number

Primary APN23-07-25-302-012
Alternative APN
  • 0725302012

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,303 sqft Living Area
1st Floor Area1,593 sqft
Basement Area1,593 sqft
Unfinished Basement1,593 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleSplit Level
Lot Area14,375 sqft (0.33 acres)
Garage TypeAttached
Garage Area671 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address47420 ECHO CT
CitySHELBY TOWNSHIP
StateMI
Zip48315-4845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCK MAP
Legal DescriptionRAVEN'S POINTE #1 LOT 6 LIBER 133 PAGES 9-11
Legal SubdivisionRAVENS POINTE SUB
Legal Lot Number6
JurisdictionMACOMB MI
Township / Civil DivisionSHELBY
Census Block Group4
Census Block4018
Census Tract227000

Owner

47420 Echo Ct is owned and occupied by an individual who acquired it in December 2010.

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address47420 ECHO CT, SHELBY TOWNSHIP, MI 48315-4845
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
MICHIGAN SCHOOLS & GOVERNMENT CU
Jun 14, 2022Deed of Trust, Mortgage · Line of Credit
CHRISTIAN FINANCIAL CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2000 · Amount on File
Deed SaleNov 9, 2000 · Amount on File
Last Transfer DateDec 7, 2010
Transfer Doc0000104171
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address47420 ECHO CT, SHELBY TOWNSHIP, MI 48315-4845
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address47420 ECHO CT, SHELBY TOWNSHIP, MI 48315-4845

Mortgage

Document Number0000106027
DateSep 4, 2020
Book Page26972/272
Instrument2106027
Lender
NameMICHIGAN SCHOOLS & GOVERNMENT CU
TypeCredit Union
AddressCLINTON TOWNSHIP, MI 48038
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2035

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address47420 ECHO CT, SHELBY TOWNSHIP, MI 48315-4845
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address47420 ECHO CT, SHELBY TOWNSHIP, MI 48315-4845

Mortgage

Document Number2200075489
DateJun 14, 2022
Book Page28658/925
Instrument202200075489
Lender
NameCHRISTIAN FINANCIAL CU
TypeCredit Union
AddressSTERLING HEIGHTS, MI 48312
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJun 13, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 47420 Echo Ct was $5,614 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionShelby Charter Township
Unified School DistrictUtica Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$299,700 (+1.8%)$599,400 (+1.8%)
2025$5,614.00 Homeowner's exemption$294,400$588,800
2023$238,100$476,200
2022$4,935.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47420 Echo Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 47420 Echo Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHELBY TOWNSHIP
serves 72,000 people · EPA ID MI0006010
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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